Mortgage Broker in Geraldton, Midwest and Wheatbelt, Perth and surrounding areas
If you’d love to buy your first home; upgrade your family home; buy an investment property or are a business owner or farmer, Chelsea is here to work with you to help you reach your financial goals and make the process of arranging finance as efficient and stress free as possible. Chelsea has a breadth of experience in finance and lending covering all aspects of residential, commercial and agribusiness lending and has a passion for helping her customers to get the right deal. She can offer personalised solutions for all manner of finance requirements, including:
- Home Loans – new purchases and refinances
- Investment Loans
- Construction Loans
- Commercial, Business and Agribusiness Lending
- Vehicle loans – cars, utes, buses, 4WDs
- Equipment loans for business including plant and machinery, office equipment, technology, security etc
- Debt consolidation
- Personal loans
Buying your first home can feel a little overwhelming. There are so many options that it can feel like you're trying to navigate through a never-ending maze of financial jargon. Let’s talk, I can help guide you through the home loan process by comparing 1000s of products from over 60+ banks and lenders.
Is your interest rate as low as it could be? Do you want to save on fees and charges to pay off your home loan sooner? If these are questions you’re asking yourself, it might be worth checking in with me to see if your current home loan is working for you. Reviewing your home loan options when you already have a mortgage may feel like it belongs in the too-hard basket, so let me do the legwork for you and make the process as seamless as possible along the way.
There are a few reasons you might want an investment loan. Maybe you’re looking to access the equity in your current home to buy another, set up your investment budget, find a loan that works for you or set up an investment strategy the pros would be proud of. Whatever you're looking to do I can help.
Do your finance arrangements suit your businesses cashflow? Do you need extra finance to fund expansion and growth in your business? You need someone who can think outside the box and provide options that take into consideration the specifics of your business model. I’m happy to work with you to find a solution that will save you money and give you back time to spend working in and on your business.
It might be a family car, sports car or even your very first car. When you do find the right one, you don’t want your car loan to hold you up. I can negotiate with a whole suite of banks and lenders to find a competitive deal that suits you and your situation.
Do you need equipment for your business? Starting up? Expanding? Need to replace gear or wanting to invest in your businesses plant and equipment? I can offer flexible finance solutions designed to work specifically for your needs and align with the cashflow of your business.
If you have a farm in WA, I would love to help you ensure you’ve got the right finance solution that aligns with your cashflow and financing requirements. Getting the right mix of working capital and term debt and structuring your repayments to suit your business can alleviate a great deal of stress and give you greater confidence knowing that you won't get caught short during the season.
You might want to go on a holiday, pay for a course or buy some new furniture for your first home and a personal loan could get you the extra funds you need. I can help you understand your loan repayments, find out how much you can borrow and let you know what options are available to you - there might be more than you think.
Are you a winner in this year's budget?
The 2021-22 budget has now been released. There’s a lot of talk and I want to help break down the key initiatives targeting home ownership which could help you get into the property market sooner.
Refinancing Your Home Loan - What You Need To Know
Refinancing your home loan doesn't have to be complicated.
Keep Room In Your Budget For Home Loan Fees
When you’re planning for a mortgage it can be easy to only focus on the biggest expense - the value of the property.