Your local mortgage broker in the Sutherland Shire & surrounding suburbs


I am passionate about both my business and my industry, which brings me huge personal satisfaction.

It remains the “Great Australian Dream” to own your own property and I have been lucky enough to have helped hundreds of people in the Sutherland area realise this dream over the years, and have also made many new friends along the way.

From helping first home buyers to make real what they thought impossible, to seeing some of these first home buyers now owning multiple investments properties, I remain as passionate about my business and my clients as the day I started.

Testimonials

  • Tammie Baxter
    Ciaran is very approachable and will go out of his way to help you no matter the scenario. Extremely efficient and lovely to deal with.
  • Dane Biddle
    Ciaran was very helpful and informative during the whole process. Quick to answer any of our queries.
  • Lucille Brennan
    Ciaran was fantastic he explained each step of the loan process and kept me informed throughout
  • Christian Boyling
    No time of day was inconvenient and always followed up and made sure everything was done
  • Darren Cox
    Ciaran is a great guy; very helpful, always available and very good at explaining the process in an easy to understand way. He made everything simple.
  • Katia De Kort
    Easy to deal with, great recommendations, efficient and great service
  • Stephen Ellis
    Amazing customer service
  • Mark Abad
    Ciaran was very approachable, professional and worked with our best interest in mind. He was very knowledgeable and always was willing to answer our questions
  • Alexander Mace
    Ciaran exceeded our expectations, his approach & attention to detail was second to none.
  • Catherine Bachlmayr
    Ciaran is always available to hep in a way that suits our personal needs
  • James Bailie
    Ciaran did a fantastic job
  • Benjamin Barrow
    Great service nothing was an issue, answered all our questions and assisted - very impressed.
  • Gregory Brennan
    This is the 3rd time we have used Ciaran and could recommend him to anyone. He is very professional and helpful
  • Gabriel Brooks
    Ciaran was an absolute professional who we found very easy to deal with
  • Meagan Callaghan
    If I went to the bank I would still be waiting for the loan
  • Peter Barker
    Ciaran was both very professional and very friendly to deal with, and he helped us with all questions we had about our first mortgage.
  • Christopher Barnaby
    Ciaran's help throughout the entire process was invaluable. We were first-time home buyers and I have no idea how we could've done it without Ciaran he was patient, always prompt to reply to emails and calls (even at nights and on weekends) and his advice on (and knowledge of) all aspects of the buying process was fantastic.
  • Lionel Bartlett
    Ciaran was able to provide the information advice we required and guided us through the loan process. He met and exceeded our expectations.
  • Thomas Bathis
    Ciaran always went above & beyond for us, nothing was ever a problem. He is the most genuine person. Such a pleasure to do business with. Wouldn't even hesitate to recommend him to anyone.
  • Mark Bayfield
    Ciaran is more than a mortgage broker for us! He always has gone above and beyond to make us feel that he was our partner and always made us feel that he was on our side. We will never use anyone else and will always recommend Ciaran to anyone that needs his services.
  • Silviu Carp
    We have been well informed about our options, saved a lot of time
  • Shaylee Anderson
    Ciaran was fantastic from start to finish and we felt very comfortable
  • Paul Byrne
    Ciaran is very approachable, informative and above all flexible in his appointment times as both of us work and Ciaran worked around our availability explaining all the processes along the way
  • Stephen Cheang
    Ciaran is very knowledgeable at what he does, very client focused and always very accommodating.
  • David Collins
    Ciaran went out of his way outside of work hours to help us get the loan paperwork ready
  • Kelly-Anne Crilley
    He is prepared, organised & always punctual
  • Benjamin Dolph
    Ciaran was recommended to me by a friend who was extremely happy with his service and I also could not have been more satisfied. He explains all options and considers in detail, keeps in regular contact, and is prompt and professional.
  • Andrew Dunne
    Personable service, client focused and goes above and beyond to assist with the process
  • Sterling Earnshaw
    Ciaran was very pleasant and easy to get along with. He was also very flexible with times that we could meet to organise all of the paper work.
  • Matthew Economides
    Everything was explained well, his response time was very quick and we had the approval a lot sooner than expected.
  • Robert Fenlon
    Ciaran was very helpful and made the whole process very easy and was easy to understand.
  • Bryce Calvert
    Ciaran recently helped me and my girlfriend out with a new loan, during the entire process he was very helpful with any questions we had, also we both work long hours and Ciaran was very accommodating with meeting up with us late at night.
  • Nicole Carrett
    Nothing is ever a problem, very knowledgeable and genuine interest to get the best deal for me.
  • Matthew Carroll
    Ciaran has been honest and always has our best interests at heart. And offers good sound advice when looking at different loans. Very happy customer.
  • Rochelle Cox
    Ciaran has always been committed to finding me the best home loan that suits my needs. He has excellent knowledge of a variety of lenders and makes the entire process smooth and easy!
  • Jarrod de Gruchy
    Ciaran is a very intelligent man who takes the time to explain things and simplified for me and my partner but at the same time does not miss any fine details. I have already referred three people to Ciaran in the past four weeks..
  • Robert Devine
    The service we received while trying to buy and sell was above and beyond. Ciaran was incredibly helpful.
  • Karl Donly
    Ciaran acted completely professional throughout the whole process. He sourced the best available product, which matched our needs. He always replied to emails and answered calls in a timely fashion.
  • Leon Donovan
    Ciaran is very prompt in terms of timing and simply delivers what he says he will. Very efficient and effective operator.
  • Graeme Ellis
    Ciaran listened to our circumstances, made a range of suggestions to assist us, provided more information when requested and was a thourough gentleman in the process.
  • Lisa Dos Santos
    Ciaran was very efficient, helpful and knowledgeable. He gave us good tips and went out of his way to make the process as pleasant and easy as possible
  • Julia Earnshaw
    Very prompt and thorough. Readily responding to queries. Didn't charge an additional fee.
  • Dean Eastick
    He was very helpful and was always available to assist
  • Karen Garvey
    He was very helpful and nothing was too much trouble.
  • Bradley Gawne
    Always contactable and updated us every step along the way. Very accommodating to our requirements and put a lot of work and research in when the valuation came back lower than I was expecting. Was able to meet us after hours and gave us a feel he was working for us not the banks.
  • Timothy Gee
    Very helpful and would always come to us.
  • Christopher Eyre
    Ciaran was very practical and straight with his advice to us. But most importantly he was not pushy at all and remained patient through the whole process with us.
  • Chad Farah
    Very friendly and approachable, highly accessible at all hours and days, informative and diligent.
  • Peter Fterniatis
    Very helpful throughout the whole process. Without his help I don't think I could have accomplished my first property as this time.
  • Aaron Gorman
    Ciaran was extremely helpful, worked after hours and provided us peace of mind
  • Niall William Hanbidge
    Ciaran has been with us from our first mortgage and continues to offer great advice, and gets us to consider some of the bigger picture items we may have overlooked/not thought of.
  • Nicole Hartas
    Ciaran is amazing. He is the most efficient and helpful advisor. Can't thank him enough.
  • Christopher Hands
    Ciaran was recommended by a former colleague, and we have since recommended him to a number of our friends, this I think speaks for itself. He has high standards of communication throughout a contract and his professional, yet personable attitude is second to none. He projects a general sense of care and vested interest in the success of his clients and I would speculate many of them count his as a friend as a result of his hard work on their behalf.
  • Edgar Hill
    The great service and options he presented to us.
  • Darrell Hough
    A lot of information to take in when getting a loan and a couple of points not made clear enough one being the off set account
  • Peter Jaeger
    Made my life very easy. Was very organised and went to extra effort to chase up infomation on properties and areas I was interested in buying. Also saved me a lot of money
  • Kristian Jones
    Service above & beyond.
  • Gregory Hewett
    Ciaran provided a very clear and concise way forward for my wife and I to refinance our current investment loans to a different provider at a far better rate. He just made it so easy to do business with him. I would recommend his services to any of my friends and colleagues
  • Christopher Hodson
    Understands his product very well and can answer all questions about it. Very quick communication. Provides us with different scenarios to help assist our choice.
  • Anton Iassenev
    Pleasure to deal with. Ciaran has been very informative and helpful throughout the entire process.
  • Steven Jovanov
    Ciaran provided us honest feedback in regards to our loan and always did what was best for us during the entire process. He was always available with questions etc.
  • Derek Hill
    Ciaran provided sufficient advise without overloading us with options and details. The ability to have our property valued before getting loan offers from the banks was extremely useful and reduced the amount of stress in refinancing.
  • Larissa Hill
    He clearly communicated the benefits of the loan options provided and acted in our best interest at all times.
  • Adam Johnson
    Ciaran was always very polite, friendly, on time, and the service and advice that he provided us with was fantastic.
  • Nathan Howell
    Excellent communication, always available, always went the extra mile to give us information
  • Janelle Hudson
    Very personable. Very patient. Very accommodating. Pleasure to deal with.
  • Stacey Hurst
    We are new to the loan and property market and felt Ciaran assisted us to find what best suited our situation and ensure we would be able to sustain the loan repayments and still be able to meet our other living requirements.
  • Blake Jones
    Ciaran was very helpful and was open to our ideas on an ideal bank
  • Janette Keady
    We found him to be attentive and hard-working. He was prompt in his service and always kept to his word in regards to his communications with us. He was also a very accomplished communicator and was able to explain things very well without leaving us feeling patronised. This is the second occasion we have used Ciaran's services, we have recommended him to others who have also used Ciaran's services, and would gladly do so again.
  • David George Lucas
    He is passionate about what he does. He took the time to understand what we wanted and always had options. He is also very patient and when our situation changed he was happy to work with us on the options.
  • James Luttrell
    Ciaran went above and beyond to secure the right loan quickly, then assisted us every step of the way through to settlement.
  • Patrick Luxton
    Ciaran is well organised, takes the time to understand the borrower's needs and is genuinely concerned about getting a good outcome. He checks that what the customer is asking for is actually the best thing for them!
  • Lionel Albert Markwort
    Highly experienced and dedicated individual to the industry I consistently use and recommend. Everyone I have recommended finds interaction with Ciaran as seamless and professional as I do.
  • David McClelland
    Ciaran was very professional yet very obliging in organising our loan. Made us feel confident that there would be no last minute hiccups. (and there weren't) A very pleasant experience.
  • Alanna McGree
    Ciaran was extremely helpful and kept me informed
  • Paul Monger
    Ciaran is very professional in his approach, going beyond and above helping me with all facets of the process, both in refinancing the mortgage and in originally brokering the mortgage. He has a very pleasant manor and a wealth of knowledge. I have already recommended his services to several friends and colleagues.
  • Darren Murphy
    He was concise and knowledgable and very helpful
  • Michael Peck
    Ciaran is the ultimate professional - he understands my needs and found the loan that I needed. He's also extremely personable, making him a pleasure to deal with.
  • Lisa Sadruddin
    He took as much time as I needed to ensure I had all the information I needed, he goes above and beyond what is required, very genuine and sincere, always replied promptly to my emails.
  • Yianni Sarikakis
    Very professional a pleasure to deal with
  • Bradley Smyth
    Ciaran makes the stress of organising a loan, less stressful.
  • Sonja Stansell
    Ciaran provides outstanding customer service: he provided sound advice, kept us informed at all times and managed the mortgage process professionally on our behalf.
  • Stuart Stansell
    We have been lucky enough to deal with Ciaran on a number of occasions and have always found him knowledgeable & professional. We have in the past and will continue to recommend Ciaran to friends and family.
  • Joshua Thomson
    He made everything as simple as possible
  • Robyn Wickens
    He is very approachable and happy to answer any questions I might have had.
  • Brendan Keane
    Ciaran gave good advice, was very helpful and came to our place meaning that we didn't have to go to him.
  • Karen McCluskey
    Ciaran was very professional, friendly, contactable at any time and no question was a stupid question
  • Michael Bernard Miners
    Ciaran is always helpful, knowledgable on all things loans and buying houses
  • Mitchell Parkins
    Ciaran was always available to assist with any questions or concerns and was very helpful at all times. He explained things with clarity and made it clear what was and what wasn't a priority for our particular sitiation to ensure we got the best product for us. Ciaran raised the questions that you don't necessarily ask yourself or give proper consideration to during the process which are however vital to determining what is the appropriate level of borrowing / your needs for not just now but into the future.
  • Emanuele Placuzzi
    He is very timely in his responses, very accurate in answering questions, always willing to accomodate for home visits also after work. He gave us all the necessary tools to evaluate our home loan. He is very honest and friendly as well as a very nice person to have a chat with on a personal basis.
  • Gary Keyes
    Ciaran is always available and flexible. We are very comfortable dealing with him for our finance needs. He understands our requirements & knows which products suit.
  • Linda Kondic
    Ciaran is extremely professional, knowledgeable & willing to make himself available to us at any time, which frequently included after hours & weekends. He was very punctual with all his home visits, & was always armed with all the latest advice & information in order to aid us in selecting the best possible lender & loan options for our situation & budget. Ciaran is also excellent with his communication & correspondance. He was extremely quick with his responses, even after visiting us at home after hours. He is a friendly & pleasant person to be around, & we would not hesitate in referring him to others. We plan on using Ciaran's services for any of our future finance needs.
  • Scott Lawson
    The ease and speed at which the transaction was completed
  • Cristian Martinez
    Always readily available and a comprehensive knowledge of market rates.
  • Gavin McCully
    Ciaran was wonderful to deal with
  • Katherine McLeod
    Ciaran got me a good deal on my mortgage and was always available to answer questions.
  • Steven Pitken
    I have have already referred 3 other people to Ciaran, Ciaran gives great advice and is extrememly professional
  • Ashlee Redfearn
    He kept me updated throughout the entire process, made it simple and answered all of my questions.
  • Jovan Taseski
    This is the second time we have used Ciaran for our loan purposes and both times Ciaran has been very thorough in all aspects and his communication with us was fantastic.
  • Mario Trovato
    We have dealt with Ciaran previously and we seriously wouldn't enter any negotiation without having Ciaran in our thoughts let alone by our side, helping us to get the best deal whilst helping us with his very good knowledge of the market and how we can achieve the best results.
  • Andrew Ward
    Ciaran knows his stuff, recommended the right loan and made himself available when I needed him. In short I have confidence Ciaran will deliver.
  • Belinda Webster
    Very satisfied with service offered, good communication and easy to talk with
  • Luke Whitelum
    Ciaran was thoughtful, informative and unwavering in his commitment to secure our loan. We have used Ciaran before and can't recommend him highly enough. Although this loan didn't represent a huge sum of money being lent, Ciaran made us feel like it was equally as important as a million dollar loan.
  • Vivilia Widjaja
    He managed to get the bank to provide me the loan.
  • Jason Krstanoski
    He tailored the solution to our specific situation and didn't try to sell a standard answer.
  • Damian Laduska
    Ciarans knowledge of various products and his friendly professional approach made the whole process easy and was just a pleasure to deal with.
  • Janna Laduska
    We have used Ciaran before and have always found him to genuine, knowledgable and easy to deal with.
  • Michael John Lee
    I found Ciaran to be polite, honest and very accommodating. He was friendly and he was able to give a honest and very reliable service that benefited us. I would highly recommend him to anyone
  • Alexander McNee
    Ciaran did a fantastic job, met us at times that were outside standard business hours got us great rates and was unreal to deal with. We have already recommended him to others and will continue to do so
  • Peter Middleton
    Ciaran was very professional and knowledgeable. He helped us in every aspect of our loan. I will recommend him to all of our friends and family.
  • Ryan Newett
    Ciaran was extremely helpful, and communication was second to none during what would otherwise be a stressful period.
  • Julie Osborne
    Process is easy. Ciaran is easy to contact and able to come to my home after hours. No waiting time for appointments.
  • Robert Petersen
    Ciaran couldn't have been any more helpful. He went into full detail on everything. And was happy to answer any of our endless questions at all times. If he didn't have the answer right away he would find it for us and contact us straight back with the information. I wouldn't deal with anyone but Ciaran
  • Matthew Peterson
    Ciaran was extemely supportive and pro-active during the end-to-end process and ensured that both my wife and I understood all requirements.
  • Geoffrey Rogers
    We had always in the past dealt with bankers directly and Ciaran was very enthusiastic and kept us in the loop for the whole process from start to finish and was always available
  • Cameron Stansell
    There is nothing but positive for the experience of re financing our loan. Ciaran had provided so much attention through every step and always was immediate with any queries we had and also in resolving delays occurred from the bank. He had made himself available around our our time which was excellent. I had total faith in Ciarans knowledge and ability during the entire experience and Ciaran and Loan Market will always be our first option for finance in the future. I have recommended Ciaran already to many of my friends and family. Thanks again Ciaran.
  • Kellie Stansell
    Ciaran was professional and kept us up to date throughout the re-finance process
  • Joesph Pons
    Extremely professional, sharp and switched on. Hard working and always trying to do the right thing by us, and making sure we understand the process and decisions being made.
  • Ashley Rangott
    Ciaran is very helpful with all the questions I have had, and goes far beyond the minimum to assist.
  • Daniel Samson
    Ciaran always goes above and beyond his duty.
  • Kirsty Schofield
    Ciaran knew his business and it was pain free to refinance a complicated situation
  • Carmelo Siciliano
    Since day one Ciaran has been very helpful with anything we needed and not just when he helped us with the home loan but any other times we contacted him with questions.
  • Timothy Tamplin
    Very helpful through the whole process and made it easy for us.
  • Michael Thomakakis
    Ciaran did a fantastic, thorough job we would highly recommend him to anyone. His services are exceptional.
  • Stephen Thomas
    Ciaran was knowledgeable, approachable and quickly had our trust. He made every effort to accommodate our available times around work and guided us through the whole process. Cannot recommend Ciaran highly enough.
  • Jake John Wellham
    He knows his stuff and is good at what he does. He worked very hard to get our deals across the line.
View More

Latest News

  1. Are they being overlooked?

    Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.

  2. Rock bottom rates = time to refinance

    Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.

  3. 7 benefits of using a mortgage broker

    We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.