Standard Variable Home Loan

The Standard Variable Home Loan is the product that most financial institutions would consider to be their 'main stream' home loan.

It offers greatest flexibility and can also be combined with other products to form a split or combination loan, where one portion is fixed and the other portion is variable.

The benefits of having a standard variable portion is that they can offer many attractive features such as 100 per cent off-set accounts, top ups, redraw facilities, salary crediting and construction loans, plus the ability to change it to a fixed rate if you so desire.

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