Daniel Turski

Loan Market Mortgage Broker servicing Ferntree Gully, Glen Waverley, Mulgrave and surrounding suburbs

About Daniel Turski

Home Loans in Ferntree Gully

Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. While the home loan application process can seem daunting, it is often simpler than most people think.

Finance is my passion and with four years of industry experience behind me I look forward to helping you find the right loan product for your finance needs. I have many local and industry contacts, each with very individual areas of expertise to assist you with the home buying process.

I have access to a wide panel of secure lenders, and I truly understand home finance in a real estate context.

Most importantly, Danial was quick to follow up on issues with the bank and kept detailed notes of his communication to make sure there was a record to go back to if needed. Having a supportive and caring mortgage broker really made this daunting experience much easier. S.Telwatte, VIC

First Home Buyers

When buying your first there are many things to consider. I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home.

As part of my service, I will help you to understand the types of home loans available to you as a first home buyer and will help ensure you choose the right product for your financial situation.

The First Home Owner Grant (FHOG) is a state government initiative to encourage home ownership by establishing a scheme for the payment of grants to first home owners. I can help you determine your eligibility for the (FHOG) or any state government first home buyer assistance.

Home Loan Deposit

Most banks and lenders will require a minimum deposit of 5 per cent of the value of the property you are purchasing, before they will approve you for a home loan.

If you don't have the deposit required, you may be able to make use of family equity, also known as a limited guarantor loan. The most common form of family equity is where a family member, usually your parents, offers their existing property as security for a portion of the home loan, generally around 20 per cent.

My case was particularly difficult as the purchase of my first property fell through, however Daniel was there to guide me through this difficulty and present other alternatives. He was diligent and always very supportive, regularly contacting me to ensure everything was on track. S.Telwatte, VIC

Property Investment Loans

Careful choice of lender and investment loan structure is the key to making your investment finance work towards your investment goals. If you want to purchase multiple investment properties in a short period of time (making use of negative gearing) you may need a different lender and loan structure to if you were looking to purchase just one property, positively geared. Choosing the right lender and product can also result in a greater borrowing power than you may have thought possible, expanding your property investment portfolio beyond your current goals.

Property investment can be a smart wealth creation strategy, if you get it right. And this extends past just finding the right property to selecting the right loan product for your financial needs. I will help you find a loan that not only meets your current financial needs but also your future financial needs.

Property Development Loans

Understanding the complex nature of the property development process is a major bonus to having a mortgage broker on your side. I will assist with a flexible and tailor-made development finance solution for your property project.

So if you are planning to build residential or commercial property I can find a development finance option that suits your needs. I have provided development finance for a wide range of clients for townhouses, apartments and commercial projects.

Types of Loans Available

I have experience with all forms of finance and there is almost always a solution available for every scenario. These solutions span from a young family buying a single home to a syndicate of investors operating under a trust looking at developing an apartment block. My experience also expands from small car loans and personal loans to top end property finance. If you are one of the rare few who may not be in a position to borrow right now then I can show you the steps you need to take to reach your goal.

Most importantly, Danial was quick to follow up on issues with the bank and kept detailed notes of his communication to make sure there was a record to go back to if needed. Having a supportive and caring mortgage broker really made this daunting experience much easier. S.Telwatte, VIC