Refinancing your home loan
Home loan health checks
As life becomes busier, you might not think to review your interest rate and the features that come with your loan. Looking over your home loan every so often - particularly when the official cash rate moves - could give you the chance to save some money in the long-run.
Daniel is here to help you find out if there’s a more competitive option out there.
When should you consider refinancing?
When there’s a home loan out there that better suits your needs or will assist you in paying off your mortgage faster, that’s when it’s time to refinance. The important part is knowing when these opportunities arise - and that’s where Jacob comes in.
What’s essential is looking at costs beyond the interest rate. Sometimes the cost of refinancing, ongoing fees and home loan product add on’s can mean a new, seemingly attractive offer can actually be more expensive in the long run.
Daniel can help ensure you have the right loan for your current needs and your future goals, by regularly reviewing your home loan.
What’s involved in the refinancing process
The first step is to determine if you’re in a suitable position to refinance. Daniel can review your situation and compare the products of over 30 lenders to see if there is a better suited option for you now.
If refinancing is the right decision, the application process is similar to a regular home loan application and Daniel can do the legwork for you.