Loan Market Mortgage Adviser servicing Reservoir, Preston, Coburg and surrounding suburbs
About Daniel Vella
It's important to find the right mortgage broker when you are looking for home finance. I have extensive lending experience and work daily on what is the biggest decision in most people's lives. I live and breathe the task of helping you find the right home loan, and I am focused on achieving your goals from the moment I meet you until you move into your new home.
I was introduced to Daniel through an agent. Having met with a number of mortgage brokers prior to this, I found he was the only one who listened to my individual needs - he took the time to find the product that suited me best. It was in excess of 18 months from the time of my first consultation with him until I actually purchased my first property. During that time, I was in regular contact with Daniel and he would always respond to my queries in a timely and professional manner. Nothing was every too much trouble. I opted for a settlement period less than the standard 30 days and the professionalism that Daniel showed in ensuring settlement was completed on time was second to none. Despite a short settlement, my finance was approved and ready to go well before settlement date - a result of Daniel's diligent work. Having never purchased a property before, Daniel certainly made the process a stress free one. I have already recommended his services to family and friends and will definitely use him for my financing needs in the future. I would thoroughly recommend Daniel and the Loan Market team to any prospective buyer. First class service from start to finish.
I was certainly not one to understand the process around purchasing our first home with the amount of mortgage packages available on the market. Coupled with the fact I was about to get married I thought this was going to be a very stressful process. From the moment we touched base with Daniel I knew it was in good hands. Daniel had a genuine interest in our situation and searched around for the best package that would suit us, organised to meet outside of work hours when it would suit us and wherever it would suit us. If I knew the process was this easy I would have purchased long ago. Daniel's attention to detail and ability work with numbers is second to none, his customer service is fantastic even calling the bank ahead to ensure it would remain open for us when we needed a quick turnaround. I have full confidence in Daniel's work, my only hope is that he doesn't change industries before I buy my next house!
Nick Hurst, Pascoe Vale Vic
I already had my finance for my first home sorted out with another financial institution when I first had contact with Daniel. At the time
I did not think that going through a broker would have any benefit. As it turned out, his assistance was invaluable.
Not only did he help secure me a better loan package with a better rate and with a bank that was much easier to deal with, but the advice that he gave, and the assistance with all of the paperwork throughout the whole process was extremely helpful.
Daniel makes the effort to go above and beyond the call of duty to make sure you understand what is happening, and to provide assistance with matters that most brokers don't even bother with.
I could have done the whole thing without him, but it would have been horrible and very stressful. I have recommended Daniel to several friends who are looking to buy their first home, as I believe his service to be second to none and essential for those who are looking to make one of the most important financial decisions they will ever make. Anthony Fitzpatrick
Home loans - Refinancing - New Homes
With a constantly-changing home loans market, it's important to stay one step ahead on the numerous loan and property industry developments. I have many years lending experience and a commitment to ongoing education so I can offer you the latest knowledge and products. I work with all kinds of home loan customers throughout the inner city, Coburg area and right across Melbourne, from first home buyers through to experienced investors and business borrowers.
Finding the right mortgage was very important to my husband and I, but we did not no where to start. Daniel Vella was extremely helpful in offering helpful and honest advice to assist us in finding a mortgage that suited out needs.
Finance for the self employed
Self-employed borrowers really need a mortgage broker who can read financials. I am experienced in this area and use my knowledge to understand your position, to know which lenders would be interested and then to credibly negotiate with the correct lender. I have developed strong relationships with lenders who specialise in lending to self-employed borrowers for personal or business situations and this puts you in a great position to achieve the loan approval you need.
Investment finance is a serious business, whether the scenario is a simple or complex one. I love being involved in the heady possibilities property investment opens up to borrowers. To make sure you achieve the best finance package possible, I always consult your accountant before we proceed with any loan application, and make sure both you and your accountant are then comfortable with the chosen investment loan. My aim is to ensure your investment finances work towards what you are trying to achieve both financially and from a taxation perspective.
If you are just starting your investment portfolio or are looking for a low-risk investment opportunity, investing in Defence Housing Australia (DHA) property might suit your needs. I have worked extensively to provide investors with suitable investment finance for DHA purchases and have access to a range of lenders involved in providing finance in this area.
RP data - property reports
I offer all clients access to property data from RP Data, one of Australia's biggest property value reporting agencies. This can be invaluable when looking for investment properties or negotiating a property price.
I am member of Rotary International Reservoir Branch.