About Dimitra Panagopoulos
Mobile: 0411 336 776 Phone: +61 3 9872 3995
Business address: Level 1, 303 Stephensons Road, Mount Waverley, VIC 3149
Trading entity: Swainsay Pty Ltd
Language/s other than English: Greek
I have had over 18 years experience working within the banking industry, including roles in mortgage broking, administration, lending management and credit management, as well as a specialist rolw working with first home buyers. Too often mainstream banks focus on price or interest rate, but do not listen to the customers broader needs in the same way that a good mortgage broker does. With my experience I am able to see the bigger picture and offer a home loan or investment loan solution that is in your best interest.
CBA DIAMOND BROKER ANZ PREMIUM BROKER HIGHER ACHIEVER
Use My Home Loan Knowledge
Due to many years of working within the banking industry, I have outstanding knowledge of not only the range of home loans available to you but also how the loan process works with each type of lender and home loan product . I am able to recognise the right loan option based on your individual situation during our first meeting and proceed with your home loan application immediately, speeding up the approval process. I will always be able to answer your questions and provide you with progress updates from the first phone call through to settelment and beyond regardless of how big or small your query may be.
First Home Buyers
Most first home buyers have so many things to consider when looking to purchase their first home. Not only do they have real estate agents and solicitors to try and negotiate with, but then they have to decipher a home loan as well. It can become overwhelming when trying to research not only the home loan products on the market, but also work out which type of institution to borrow from. Then there is the First Home Buyers Grant as well!
I have many years experience in working with first home buyers in helping them to understand in laymans terms what the differences are between home loan types and what loans are suited to their needs, whilst finding the most competitive pricing. With all first home buyers I provide guidance every step of the way from what you can afford to borrow all the way through to application and first home buyers grant and concessions, and helping you to navigate through the signing of documents with solictors.
Low Doc Loans
Low doc loans are primarily for customers who are self-employed and haven't got enough compeleted taxation returns. With a standard loan, lenders will usually require two years worth of full financial statements. A low doc lown avoids having to provide most of these documents, instead a document for the self-employed borrower to self certify their income is used.
The Right Business Connections
Part of my home loan service is to ensure that the entire process of purchasing property is as simple as possible. That's why I also work with accountants, solitors/conveyancers and real estate agents.
With my clients' permission, I always ensure their accountant is fully informed of the process and proposed loan structure. The accountant is the person who understands their client's financial objectives far better than the local bank manger and mortgage broker.
I have a good relationship with the real estate agents and know exactly what is required to assist all buyers to secure there dream home or investment propety, and work closely with your agent to ensure your finance is secured on time.
I am a passionate supporter of local clubs and am very involved with the local Greek community.
Customers Melbourne South
Based in Oakleigh in Melbourne' South, I work with clients across Oakleigh, Clayton, Hughesdale, Carnegie, Chadstone, Ashburton, Dandnenong, Noble Park, Burwood East, Mount Waverly, Glen Waverley Malvern, Bentleigh East, Caulfield , Prahran and Dandenong.