It’s rare that we come across a client who wouldn’t like to lower their monthly repayments, access existing equity in their home loan or to consolidate debt. If you find yourself wondering the same, then refinancing your current home loan is a good idea.
“Helping people consolidate debt and gain financial security is one of the greatest aspects of my role. The freedom it provides really enables the client to move forward and follow dreams.”
There can however be lender costs associated with the move, and these can be applied at the start or the exit of your home loan. Finding out if refinancing will place you in a better position than you would be if you stuck with your current loan, is the most important thing to consider. Some of our lenders may also help to fund the costs associated with refinancing and in many cases you can not only save hundreds but also make a surplus from the process… Ask me how.
As your mortgage broker I can go through the sums with you to show you the costs involved in changing home loans, as well as your projected costs over a set time frame for both your current and proposed home loans.
Talk to me today if your financial situation changes or, you just want a better deal on your current home loan.