Gunawan Samahita

Loan Market Mortgage Broker servicing Eastwood, Kingsford, Sydney CBD and surrounding suburbs

About Gunawan Samahita

Home Loans

When making one of the biggest decisions to buy your first home, it is important to have an experienced mortgage broker on your side. An expert mortgage broker will address any questions you may have about the loan process and can manage all the paperwork guiding you through what otherwise may be a daunting process.

I am committed to securing the right loan product for you, capitalising on more than 15 years finance experience. I am committed to your finance needs because I work for you, not for lenders, my business is built on delighted customers.

As your mortgage broker, I have access to over 30 lenders nationwide, and over 800 loan products - my approach is not a one size fits all, each borrower is different and has unique financial needs, and I am dedicated to servicing those needs. Most importantly, my services are free to you. Put Simply, it's the lender who pays for my service, not you. Just as important, my working hours are not limited to those shared by banks, I can arrange an after hours time to meet you.

Our sincere thanks to Gunawan for arranging our home loan, we could not be happier with our new home. His knowledge about all the options on offer from the banks and his regular communication made us feel comfortable throughout the entire loan application process.We will have no hesitation in recommending you to our friends and family. Erick & Devi - Yagoona

First Home Buyers

Buying your first home is an exciting experience, but there are many things to consider. I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you to understand the types of home loans available to you as a first home buyer so you choose the right one for your situation. If you are eligible for the First Home Owners Grant or any state government first home buyer assistance, I will help you to fill in the paperwork.

We were very satisfied with the help that we had from Gunawan in getting us a home loan and especially the First Home Owners Grant for our home in Burwood, VIC. Gunawan helped us to find an alternative bank with a low interest and also one which made the whole process quick and easy. We are currently still living in Jakarta, Indonesia, and so everything was done through emails, which saved a tremendous amount of time and money. Suryono - Jakarta

Property Investment Loans

I can recommend the best fit loan structure for your finance needs so you can optimise aspects such as tax implications and repayments.

Property investment can be a smart wealth creation strategy, if you get it right. And that doesn't just mean finding the right property - you need the right investment finance as well, otherwise you may find yourself throwing money away for nothing. Your investment loan package should be tailored to your investment strategy and goals, so I work closely with your financial planner and/or accountant to make that happen. Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I can help you get the right investment loan for your circumstances.

Over the years we had dealt with many lenders, we have found Gunawan to be outstanding and very professional. Gunawan provided us with personalised service, nothing was ever too difficult and he found us the best deal. We highly recommend Gunawan and will definitely use his services again. Helen, St Ives.

Investors Buying Criteria

Buying an investment property is like having a three course meal. Buying an investment property should achieve the following three points:

  • Mortgage pay down: The generated rental income has to pay down the mortgage to build equity over the long term.
  • Cash flow: The rental property has to generate cash flow after all expenses. Having an investment property is like owning a business, it needs to generate cash on a monthly basis.
  • Capital appreciation: Investing in areas where there is long term capital appreciation due to job growth, infrastructure, investments and immigration.

Refinancing

Refinancing your mortgage is something that takes careful consideration. The most important thing to look at, is if refinancing will put you into a better position than you would be if you stuck with your current home loan. I can go through the sums with you to show you the costs involved in changing home loans, as well as your projected costs over a set timeframe for both your current and proposed home loans. And if you decide that refinancing is the right move for you, I will help you complete all the necessary paperwork to make the change.