Your local mortgage broker in Rhodes, Lane Cove, Chatswood, North Sydney and the Greater North Shore
My extensive experience in finance broking, credit analysis and mobile banking - as well as business development for Loan Market head office - has seen my business built on strong foundations of service and compliance.
A lifelong north shore local with offices in both Lane Cove and Rhodes, I am fluent in Mandarin and Cantonese which enables improved service delivery to many of my customers.
My business model sees a focus not only around interest rates but also on education and understanding my clients’ unique requirements to deliver a tailored loan structure for them.
Combining Loan Market’s leading digital technology offerings with this traditional service model, I streamline and simplify the finance application process to deliver my clients the right outcomes for them in the shortest possible time.
Refinancers and investors
Investment finance requires a unique structure to capitalise on the various tax benefits and ensure a safety buffer is built into the loan. My specialised understanding of this will help maximise your investment return.
Consolidate your credit cards and personal loans, unlock the equity in your home to invest and get a competitive deal on existing loans. Debt consolidation is one of the fastest way to improve your financial position.
With a strong understanding of business operations and finance, I am perfectly positioned to assist in securing finance to open or scale your business, manage cash flow or secure commercial property or assets.
Whether you’re upsizing, downsizing, refinancing or a first home buyer, ensuring you have the appropriate knowledge and strategy behind your purchase - beyond rate and repayment - is critical.
Business owner or self employed? Lenders have unique requirements of which I have intricate knowledge from my time as a credit analyst. By knowing this, I can make sure we submit your application to the right lender and save you time when it comes to getting you approved.
Asset finance: Personal loans, car loans, business and equipment finance
Whether you’re looking for a personal or vehicle loan such as for a car or boat, or finance for your business such as vehicles or machinery, my experience, knowledge and contacts will help secure your loan.
Commercial property finance
Whether you’re seeking a tenanted investment or a permanent location for your business operations, you can draw upon my contacts, knowledge and systems to ensure a simple loan application and approval process.
How I can help your clients during this time of uncertainty
In the midst of all of this uncertainty and chaos, I wanted to share that my business is covid-capable, and isolation-enabled. That is to say, it’s business-as-usual and if your clients need me, I am here.
Is March a buyer’s month? To delay or act, that is the question
I’ve read plenty over the years about the “best time to sell” for homeowners in Australia, and that got me thinking. When’s the best time for buyers? When is the market less competitive on the bidder-front? When are prices likely to be more affordable? And how much does supply of real estate stock play a part? Is there such a thing as a buyer’s month? Turns out there is. And it’s probably now.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.