Our team is your trusted advisor in home loans, personal loans, car loans and business finance

Julia is a Mortgage and Finance Broker with a difference.  As a Certified Practising Accountant and background in finance, Julia utilises her knowledge and experience to help her clients fulfil their property goals. Servicing the Mornington Peninsula and Casey/Cardinia regions, she is passionate about helping her local clients meet their financial goals. She is committed to providing her customers with a unique customer experience and helping others achieve their financial freedom.

We take pride in helping you with your financing needs.


  • Ruth V
    I engaged with Julia looking for a better deal on my mortgage. I found her knowledge and understanding of the process and products extremely comforting. She was able to explain each of my options in a way that I understood, which gave me the power to choose the right product for me. As it turns out the bank I was re-financing from caused all sorts of delays in discharging my mortgage and charged me a heap of unnecessary fees. Julia helped me through this as well, enabling me to get the money back and successfully transfer to a mortgage that saved me a substantial amount of money per month. Would definitely recommend Loan Market to my friends and family.
  • Carolyn H
    Car Loan
    Julia was so helpful during my loan process, gave me great advice and really worked hard to help me achieve what I needed. Her advice was always extremely professional and I felt that I was in the right hands. I would highly recommend Julia and definitely use her services again!
  • Emily E
    First Home Purchase
    Julia was fantastic throughout the end to end process of my financing and first home purchase. Always available for a chat, happy to answer a thousand questions, excellent at coordinating all the moving parts, and helping me to feel confident and informed. A lovely, down to earth professional with a wealth of experience.
  • Tania W
    Julia was so helpful and patient with us. We felt we were in great hands. Julia was knowledgable in many areas providing excellent service for our needs and more.
  • Sim D
    First Home Purchase
    My experience with Loan Market has been an immensely positive one. My husband and I are both self employed, we have five young children and had some credit card debt that we wanted to consolidate as well as organising a home loan for a knockdown/rebuild. We were told by other banks and brokers that it would be too difficult to get a loan for the amount we needed and to try again in a few years. Julia Hebb from Loan Market was the only broker who was willing to put in the hard work to get us the loan we wanted. She never stopped working towards our goal and put in huge amounts of time and effort to get it over the line. She explained every step along the way so we understood the process. She was always friendly and confident and I can't recommend Julia or Loan Market highly enough. Julia helped to make our dream come true when nobody else was willing to put in the effort. Thank you :)
  • Xanthe R
    First Home Purchase
    It was brilliant to have Julia on the team of getting my house purchase sorted. She made everything straight forward, talked me through each step, gave me a great range of options and I would be happy to recommend her.
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Latest News

  1. Are they being overlooked?

    Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.

  2. Rock bottom rates = time to refinance

    Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.

  3. 7 benefits of using a mortgage broker

    We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.