About Kaylene Blencowe
- Diploma of Finance and Mortgage broking Management
- Cert IV in mortgage broking/financial services
- Justice of the Peace
Home Loan Pre-approvals
I recommend anyone considering purchasing property in the future to obtain a home loan pre-approval. It is of no cost to you and ensures that when you find the right property you are ready to make an offer or purchase at auction, and that you don't run the risk of losing the property to another buyer who has better prepared finance. I have seen this happen many times and it causes much distress.
Kaylene was very helpful and very understanding also keeping me calm at times I was very nervous. Kaylene is an asset to Loan Market.
First Home Buyers
I have assisted many first home buyers in achieving their dream of owning their first home. I understand how the whole process can seem overwhelming and yet it need not be when you know you have someone like myself to guide you through the entire process of finding and applying for your first home loan. I will be with you from the beginning until you have moved in to your new home and then afterwards as needed.
I will process your home loan application and the First Home Buyers Grant, and I will liaise with your solicitor and real estate agent to ensure the process runs smoothly.
If you are not yet in a position to buy your first home, I can help you plan how to achieve this. I also specialise in Family guarantee home loan options - letting your family help you get into your first home when you have little savings for a deposit.
Kaylene has supported me completely and answered all questions as quickly as possible. Kaylene has returned all my calls within a short time, well within expectations. Completely satisfied.
She has continually gone above and beyond to support and guide me during every step of my recent first home purchase. I really feel that buying a first home (especially on your own) is not only a financial transaction but also an emotional one. Kaylene has really stayed one step ahead of the (long and confusing) process for me and took it upon herself to coordinate my conveyancer and bank consultant to ensure a successful house purchase. I am so pleased with all her help and hard work and will be recommending Loan Market (and her!) to all my friends and colleagues. I would like Loan Market head office to hear how wonderful one of their representatives have been so please pass this on.
I have a thorough knowledge of investment property lending and can help you build your investment portfolio and begin your journey to financial independence with smart property investment finance choices.
Many people do not realise how to use the equity in their existing property to build wealth; I can show you how to make use of your equity and at the same time minimise your tax bill! It's a bit more complicated, but, in a nutshell, you negative gear your investment property and save on tax, or positive gear it and make an income.
If you have too many debts and are struggling to make ends meet then I can quite possibly show you how to consolidate that debt and reduce your repayments while still paying off your mortgage sooner.
That's not all refinancing your home loan is useful for though - maybe you wish to access the equity you have and do some renovations? Or buy an investment property. No matter what your purpose for refinancing, you will be surprised at the savings you can make if your refinance is suitable. Even with your own bank I can still often get you a better deal!
Customers NSW South
I am based in Wagga Wagga and also provide home loan services to Coolamon, Junee, The Rock, Lockhart, Tumbarumba, Tumut, Uranquinty, Collingullie, Narrandera and North Wagga.
I have strong professional connections with the following local businesses: Ray White Real Estate, Hore & Davies Real Estate, Prd Nationwide Wagga Wagga, John Mooney Real Estate, Elders Real Estate Wagga Wagga, Ray White Temora and LJ Hooker Wagga Wagga.
Thank you very, very much for all your kind help and support in the past year. May God bless you abundantly.
Kind regards and prayers,
Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.
Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.