Getting your loan organized before signing the contract is so important, especially since the changes with legislation. There are plenty of options out there and that’s where I can help you narrow it down to find the most competitive loan for you.
Generally speaking, most lenders require you to contribute a minimum deposit of 5% of the property value. This may be from your personal savings, a gift, inheritance, or a combination. There are costs on top of this to consider as well. A good estimate is 5% of the property value to cover stamp duty, legal conveyancing, application fees, building & pest costs and moving costs.
I work with you to outline the cost of getting into your home with no hidden fees so you know exactly what you need. The greatest part for you is my service is free as I get paid from the lender you choose.