Mortgage Broker based on the Central Coast servicing Berkeley Vale, Gosford, Terrigal and surrounding suburbs
With over 18 years’ experience in mortgage broking on the Central Coast, I am not only able to provide you with a variety of home loan options, I will guide you through the lending process and ensure it’s a stress free and positive experience. I love helping my clients reach their financial goals, and pride myself on exceptional customer service. The longevity of my business is a testament to the commitment I and my team show towards this.
The demographic of Central Coast and our local community over the past 18 years has given me the opportunity to specialize in first home buyers, self-employed clients with small businesses and more recently self-managed super funds.
The coast also has some big beach side, and vast acreage properties with substantial values. So I have experience in larger home loans and it is common practice for me to negotiate with the banks to get you a competitive rate.
Changing lending criteria makes it more important than ever before to obtain a home loan pre-approval before starting to look for your new home.
First Home Buyers
Lending policy is changing on a daily basis, especially for first home buyers. Buying your first home can be a nerve-racking experience.
Investors and investment loans
More investors are returning to the property market as rental returns increase and the property market continues to show solid signs of growth.
It is important for everyone to save as much money as possible throughout the course of their home loan. This is why you should have a home loan check on a regular basis to ascertain that you have the right interest rate and home loan to suit your needs at that time.
Is buying cheaper than renting?
While some are set on the great Australian dream of buying their own home, others are content with renting. And in unprecedented market conditions such as the ones we are seeing thanks to COVID-19, it can be hard to know what to do. Read more to find out three things to consider when it comes to buying vs renting.
Support your landlords (and retain them)
Are your landlords experiencing hardship? Here's five ways that I can help! First, I can assist with payment-deferral options for their mortgage. If your landlord’s tenants have lost their job or asked for a rental reduction, I can request a payment-deferral on their mortgage. This is when a lender defers repayments for a period of time.
We break down the shifts
The legacy of COVID-19 will be the digitisation of business. It has forced us all to accelerate our digital plans and to look at ways of operating remotely. So, let’s see how this changes the way we might work together in a post-COVID world.