About Leanne Sayer
Working with a local mortgage broker with a business tailored specially to Central Coast borrowers can make a huge difference to your home loan experience. It's not only important to know your finance and home loan options, but to understand the real estate process - especially for first home buyers who need guidance from start to end.
After working closely with local real estate agents for the last 10 years on top of running my own mortgage broking business, I am in the ideal position to offer you a service that ensures you understand both sides of the equation.
What's more, contacting me can save you the time and hassle out of running from one bank to another to find your ideal home loan.
First home buyers
Lending policy is changing on a daily basis, especially for first home buyers. Buying your first home can be a nerve-racking experience. Working with a mortgage broker who understands what the lenders require and how the home loan process works, can take the stress out buying your first home.
Investors and investment loans
More investors are returning to the property market as rental returns increase and the property market continues to show solid signs of growth. When building a property portfolio it is important to structure your investment loans so you maximise taxation benefits and wealth creation, something that can be achieved by working with an experienced mortgage broker and financial planner or accountant who is familiar with our investment goals.
Refinancing and getting a regular home finance assessment
It is important for everyone to save as much money as possible throughout the course of their home loan. This is why you should have a home loan check on a regular basis to ascertain that you have the right interest rate and home loan to suit your needs at that time. If your home loan check shows that your current loan is no longer the right one for you, we can then assess your home loan options and, where appropriate, refinance your loan to something suitable.
Home loan pre-approval
Changing lending criteria makes it more important than ever before to obtain a home loan pre-approval before starting to look for your new home. A home loan pre-approval will give you clear guidelines on what type and size of home loan you are eligible for, something that is generally applicable for around three months after pre-approval is given regardless of what changes to lending criteria have taken place in that period. This will ensure you secure your dream home without your loan being declined.
Customers Central Coast
A local of the Central Coast, having lived here for 50 years, I provide home loan services across the region including in Gorokan, Berkeley Vale, Bateau Bay, Saratoga, Morisset, Long Jetty and Norah Head. I am also available to assist people looking for a home loan over long distances, via phone, fax and email consultations and communication.
My business supports and sponsors both local soccer and rugby league clubs.