This is Lihong Shi from Loan Market. I have been working as a broker with Loan Market for more than six years. Before joining Loan Market, I worked with Ballast as a finance broker. I hold a Certificate IV Diploma in Financial Services. I have helped clients settle more than $200m in home loans.
As both myself and my assistant speak both English and Chinese, we can help Chinese clients understand what can often be a complicated process.
I am a diamond mortgage broker with Commonwealth Bank, Premium Broker with ANZ, Advantage plus mortgage broker with Westpac.
I have clients in Nedlands, Dalkeith, Crawley, Shenton Park, Claremont, Subiaco, Bibra Lake, Henderson, Jandakot, Canning Vale, Willetton, and almost everywhere in Perth.
With planning, and also knowing your borrowing ability you could save lots of time when house hunting. If you have been renting through a real estate agent and pay rent on time, especially over the last 6 months, some lenders may lend up to 95% plus LMI, depending upon your individual financial situation.
Don’t be frustrated if your loan is declined by some lender, some other lenders may appreciate your business and your individual financial situation. Please remember, different lenders will use different policy. I have helped many clients to get the loan approved, after they’ve been declined by another lender.
If you have a credit default, I can work with you to get it repaired/fixed.
I provide the following services:
- Home Loans for 457 and other temporary visa holders
- First Home Buyers
- Home Loan Pre-approval
- Home Loan Deposits
- Refinancing Loans
- Debt Consolidation
- Upgraders / New Property Buyers – Bridging Loans
- Property Investment Loans for Aussie or Foreign investors
- SMSF – Self managed Super Funds
- Business Loans Commercial Loans
- Low Doc Loans for Self-Employed Borrowers
- I offer up to three free RPDATA reports for my clients