Mortgage Broker servicing Liverpool, Casula, Chipping Northon and surrounding suburbs

People often wonder, when is the right time to buy property? The answer is easy - anytime is the right time, as long as you are financially prepared.

First Home Buyers

For first home buyers, a knowledgeable and experienced home finance broker can make buying your first home one of the most exciting times of your life. From sourcing home loan pre-approval through to securing your home loan and finally settling on your first home, I will be there to provide all the support and information you need. I can also assist you to determine your eligibility for the First Home Owner Grant (FHOG) and state government assistance, and help you to complete your application.

Property Investors

Borrowing options for property investment are very similar to those available for people buying a home to live in. Where the difference really lies, is in how you structure your overall borrowings to suit your investment strategy. I work closely with your accountant and/or financial planner to insure your property investment loan structure is suitable for your investment goals, whether you are a first-time investor or an old hand in the property investment game.

Home Loan Pre-approval

A home loan pre-approval takes the uncertainty out of searching for a property by providing you with an excellent guide to how much you can afford to spend and allowing you to negotiate strongly on price. Your home loan pre-approval is suitable for most auction and vendor-negotiated purchases. Most pre-approvals last for around three months, giving you ample time to find the right property.

Buying at Auction

Bidding at auction is an exciting process but you do need to be prepared. Arranging your finance before the auction helps you to set your own bidding limit and better positions you for a successful negotiation. I can help you to:

• Find out how much you can borrow
• Arrange a home loan pre-approval
• Arrange a new home loan before selling your existing home
• Personal Finance - Car Finance, Novated Lease, Chattel Mortgage

I can also help you with your personal finance needs, including arranging finance for the purchase of a car, setting in place a novated lease, or arranging a chattel mortgage to purchase equipment and vehicles for your business. I have access to a number of lenders that I will be able to tailor a solution that best suits your specific requirements.

Business Networks Working for You

Having access to the right professionals at all stages of buying and selling property is essential to

making the process as smooth and easy as possible. I have developed strong business relationships to ensure your property buying or selling experience is just that, easy. If you need assistance locating a suitable professional, please don't hesitate to ask me, ie:

• Solicitor/Conveyancer
• Accountant
• Building Inspections
• Real Estate Services - Sales & Property Management