If you are self-employed, you might be wondering what your options are when it comes to home loans.
Fortunately, there is a range of choices for self-employed individuals with an ambition of owning their dream home – although navigating through the options and determining what mortgage suits your requirements can be a perplexing and challenging task.
I will talk you through the various lending requirements to help you find a solution and product that is the right fit for you – and can even assist with the paperwork you may need to provide when making a self-employed home loan application, handling the complete process from our initial consultation right through to settlement.
SMSF (Self-Managed Super Fund)
Setting up a Self-Managed Super Fund is a major financial decision, so seeking the right professional advice is highly recommended to ensure you can optimise your chances of securing your financial future.
Mortgages for SMSF’s is a complex and specialised area which we know and understand. We work closely with your accountant and financial planner to ensure the mortgage is set up within the correct structures and the right amount of lending is achieved.
You can also get some helpful information on the ATO website.
Need to upgrade or purchase new equipment? Not a problem. You can get Equipment Finance where the equipment you are purchasing secures the loan you are applying for. (just like a car loan)