Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.

You need to consider many things – and a new interest rate may not be the only thing

Things to think about before refinancing:
How much time or money am I going to save with the refinance?
Is your current loan fixed or variable?
Are there any exit fees and costs?
How much equity do I really have?
Is my current repayment history clear of any late repayments?
What do I want from my new home loan?

Let’s have a chat today and find out if refinancing is right for you.

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