Your local mortgage broker
The purchase of real estate is one of the most important financial decisions we make and it is prudent to ensure that you are considering your financial goals and all your requirements – not only for the short but also for the medium and longer terms.
Personal loans can be arranged for a multitude of purposes and can be tailored to suit both your budget and lifestyle.
Get your business started, invest in equipment, or realise your goals to expand or upgrade with flexible finance solutions designed specifically for your needs.
Investment Home Loans
Investment property loans are offered by almost all lenders, but they may not all fit your specific investment goals. By gearing your property portfolio with the right lending, you can maximise your borrowing capacity, maintain cash flow and set yourself up for future investments.
With many borrowers unaware of the interest rates on their existing mortgage, the home loan you signed up for yesterday may not be the right fit for you today. That’s why it makes sense to regularly ‘health check’ your home loan to ensure you’re getting the most from your biggest investment. Getting financially fit is so important for your future.
Self Employed Loans
If you’re self-employed, it doesn’t matter how much you earn or how regular your income is if your bank doesn’t understand your business. We take the time to review your situation and provide options that will fit your needs.
First home buyers
Getting into your first home takes considered planning and research. You’ve got to establish where you want to live, the type of house you need, how much you can afford, whether to buy or to build, and more. You’ll be in contact with real estate agents and solicitors, banks, possibly accountants, and even local councils. It’s exciting but can also be a little overwhelming. When it comes to financing your first home, the right advice for your needs can make your life a lot easier.
Whether you are a small business, large business, established business or new business, I will work to find a solution for you.
Combining consumer debt with your home loan has the benefit of a lower interest rate, with the convenience of one simple repayment. It’s important to seek professional advice when consolidating debt, as a longer loan term could offset the benefit of a lower rate meaning you could have higher interest costs over the longer term.
Car loans and car buying service
Naturally we can help you find the right business or personal car finance for your situation. We have over 20 lenders to choose from and we can quickly establish purchase or leasing options, overall costs and repayments, so you can comfortably find your new car or new fleet of cars (new or used).
Why so many Australians are building rather than buying in 2020
There’s a land rush happening across Australia bolster by grants and incentives, and premium house prices. Lofty property prices - thanks to general scarcity of stock and buyers making the most of low interest rates - and a raft of compelling building and first home buyer incentives have turned the tide on the types of property people are buying in 2020.
The process of building a home and growing a baby are not so dissimilar.
After you’ve saved for stamp duty and a deposit, secured land and loan, the journey of creating a new home averages about nine months - give or take. And just like parenthood, building a home from scratch, the trials and rewards are part and parcel of the journey.
Building a home requires a special type of loan.
Just as moving into an existing home is simpler than creating one from scratch, a construction loan has more processes and complexities than a standard mortgage, Never fear, the experts are here to handle it for you. We can ensure a seamless process from the dream to the dream home.