Home Loans

Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.

When you look for a home loan, consider the size of the loan, the deposit you have and the type of property you want to buy.

With access to a wide panel of major banks and lenders you can trust that I truly understand the finance and real estate market.

There are hundreds of home loan options available. I will help you compare home loans, loan features, fees and charges to help you secure the most competitive loan for your lifestyle and finance needs.


Home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking. A written pre-approval can also give you an advantage when you are negotiating on a property with a vendor, as opposed to someone who has no pre-approval or finance in place. A home loan pre-approval is generally valid for three months, and you will still need a satisfactory valuation on the property you intend to purchase before your pre-approval can progress to a full loan approval.

Bridging Loans

Financing the move from one property to another can be quite stressful, especially if you are yet to sell your home – how do you free up the funds that are tied up in your current property to purchase the next one? A bridging loan can help. With a bridging loan, your lender will use both your current and new property as security and lend you enough to buy your new home.

While you are waiting for the sale and purchase process to be completed on both your current and new property, you make interest only repayments on the loan, or maybe even no repayments at all (called capitalising the interest). Once you have sold your old home, the proceeds go towards paying off your bridging loan. The amount left over, called the end debt, is then transferred to a standard home loan, becoming the home loan on your new property.

Construction Loans

Sometimes the hardest part about building or renovating a home is organising the finance. If you’ve ever done it before, you’ll know it can be trickier than your average mortgage. When you’re setting out on a build - whether it’s your first home, an investment property or even an upgrade - it’s worth getting in touch. Not only can I help you find a loan, I can also talk you through ways to reduce costs and maximise the value your build.

An appointment with me is stress-free, obligation-free and could make all the difference to the affordability of your project.

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