A well-structured and cost-effective investment loan can make property investment a much smoother process.
Investment loans vary depending on what you are looking to achieve. We can focus on your individual situation and focus on what your goal of property investment is. this could be:
- Capital growth
- Secondary income stream
- Potential tax advantages
Some of the loan types and payment options for your investment loan include:
- Variable rate loans
- Fixed rate loans
- Paying your interest in advance
- Making interest only repayments
How to borrow 100% of your investment property purchase
Using another property as security is a possible way to borrow 100% of your investment purchase plus costs, depending on how much equity you have in your current property.
I am able to assist with establishing how much equity you currently have in your property, and then confirming your options.
Key Features of an Investment Loan
Interest Only Payments - Paying off only the interest portion of your loan is a common strategy but needs the proper advice and guidance.
Offset Accounts - An offset account lets you store extra cash that you've saved against the principle of the property.
Loan Splits - Splitting your loan between a fixed and a variable portion can help manage your risk to interest rates moving up and down, affecting your investments cash flow and strategy.
Lines of Credit - Access to a line of credit can be very useful for investors needing to inject some quick money into their investment.
No matter how much experience you have, the range of investment loans can be daunting whether you’re purchasing an investment property or looking to refinance. With access to over 35 lenders and hundreds of loans allow me to help you cut through the clutter to find the investment loan that works for you.