PETER'S BLOG

News Views and other stuff

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    Let's break down the shifts

    I find capturing the movements of the various markets so beneficial for my clients, particularly those who are looking to invest outside the local area. Read on as I break down the shifts.

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    Why everyone's doing it

    I’m not sure what the collective noun is for refinancers; a review, a revolt, a rave… whatever it is, there are record numbers of them. Read on to find out more.

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    The top trends in home loans

    ​COVID-19 has done some strange things to the mortgage market. Here are some of the biggest trends I’m seeing in home loans this month.

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    Tax Returns & Borrowing Money – Why They Matter

    People who have a ‘normal job’ and receive a payslip for each pay period are referred to as Pay As You Go or ‘PAYG’. Their employer takes out the applicable tax amount and pays this to the tax department on their behalf for each pay cycle.

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    Are your clients eligible to buy a home while receiving JobKeeper?

    Saving for a property deposit can be tricky. Add the stress, complexity and hardship of a global pandemic and your clients are bound to have some questions. I’m here to give you the lowdown on how the home loan process works if your clients are planning to buy a house and are receiving JobKeeper.

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    JobKeeper. Your questions answered

    Saving for a home loan deposit can be tricky enough as it is. Add the stress, complexity and hardship of a global pandemic? You’re bound to have some questions. I’m here to give you the lowdown on how the home loan process works if you were planning to buy a house and are receiving JobKeeper.

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    Buying your first home in today’s COVID world

    The Government has released a number of initiatives to help First Home Buyers get on the property ladder faster. It can feel a little overwhelming trying to understand all of the financial jargon and if you are eligible for the scheme. Let’s dive into the details.

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    EOFY - Is now a good time to sell?

    Don’t ‘wait’ for the market to get better - if the decision has been made to sell, then just engage the right real estate agent and work with them to determine the best campaign for your property, present it in the best light and remain reasonable about your reserve selling price.

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    $25k HomeBuilder offer

    ​In the midst of the craziness that is 2020, there is always a silver lining. Yesterday, the federal government announced a $700 million housing package for Australians to access $25,000 grants to build a new home or start a major renovation. What does that mean for you? As a first ho...

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    What your clients need to know this EOFY

    ​What’s going on in the property market? Is now the right time to buy? Should I sell? What about investing? All questions that many Australians are asking right now. Read on to find out more.

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    Be in the know this EOFY

    Let's kick off with rates, are they getting lower? Rates are at a historic low and have been for a while, with some banks offering Fixed Rates at a discount to the variable offering. What are the benefits? Read on to find out more.

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    Is now a good time to buy property?

    Lenders are still showing enthusiasm in taking borrower applications and keeping things moving and many brokers are reporting they are very busy, continuing business as usual.

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    Is buying cheaper than renting?

    While some are set on the great Australian dream of buying their own home, others are content with renting. And in unprecedented market conditions such as the ones we are seeing thanks to COVID-19, it can be hard to know what to do. Read more to find out three things to consider when it comes to ...