Your mortgage expert servicing Sydney, Newcastle, Central Coast, Wollongong and everywhere in between

So can I help you as a mortgage broker?

  • As professional brokers our team assesses your needs & financial position then recommends competitive loan options.
  • We explain the whole process from application to settlement.
  • Do most of your legwork and act as your intermediary negotiating with the lenders.
  • Complete mountains of paperwork so you can simply review and sign.
  • Liaise with key parties, including solicitors, real estate agents (and you) to ensure a smooth settlement.
  • Conduct reviews after settlement to ensure you are always on a competitive loan.

Every year Loan Market helps thousands of Australians purchase or refinances their properties. Our team represents the modern day Branch Manager.


  • Karen Hahn
    Ralph was very patient whilst providing good advice and assistance during the refinancing process. I would recommend his services to others.
  • Ashleigh & Dylan Cook
    Ralph has gone above and beyond to assist us now with two refinance requests. Compared to previous brokers, he has shown professionalism, Drive, he is clear and communicates well with us, honest, reliable and shows us he is dedicated to helping us each time. We highly recommend Ralph!
  • Fiona Bennie
    Home Loan
    Ralph was awesome! I was looking to purchase a house on my own in the Sydney property market finding it extremely difficult to find a mortgage product that ticked all my boxes. I contacted Ralph and he immediately gave me the confidence to go ahead with financing my new place and came back with some perfect options to suit my needs. I could not recommend his services more highly.
  • Taylor & Nikki Hammond
    First Home Loan
    Ralph Paananen offered excellent service with my first home loan. He made everything so easy to understand and made the whole daunting process so simple. Would recommend to everyone.
  • Serena & Chris O'Connor
    After spending too long in a loan that didn't suit and paying too much interest I was delighted to meet Ralph Ralph was upfront, honest and a pleasure to deal with. Nothing was too hard and he was happy to deal with any questions immediately and made the whole process seamless and without stress. Professional, Polite and a above all fair dinkum genuine fella who does a great job. Left me in a better situation than I was and I couldn't recommend him more highly. Thanks Ralph
  • Steve W
    Investment Loan
    Our broker from Loan Market was Ralph Paananen, who I recommend unreservedly. My recent loan was for the purchase of an investment property. After reviewing the loan options provided by Ralph, I chose Westpac to finance the property based on price and because they were fine when they financed two mortgages for me in the past. While we had no issues organising pre-approval, once we moved forward to gain unconditional approval Westpac became very difficult. Ralph spend hours and hours on the phone chasing unconditional from Westpac, and even checked his broker portal for updates on the weekends. He gave me daily updates, and in the end we were able to secure the property. Thanks again Ralph.
  • Mark Butler
    Refinance & Cash Out
    Ralph was a great help in getting us linked to a lender we wanted to be with. He always responded to enquiries promptly, professionally and made time to ensure we understood his responses. Would not hesitate to work with Ralph again or recommend his services to others in need.
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Latest News

  1. Are you a winner in this year's budget?

    The 2021-22 budget has now been released. There’s a lot of talk and I want to help break down the key initiatives targeting home ownership which could help you get into the property market sooner.

  2. Refinancing Your Home Loan - What You Need To Know

    Refinancing your home loan doesn't have to be complicated.

  3. Keep Room In Your Budget For Home Loan Fees

    When you’re planning for a mortgage it can be easy to only focus on the biggest expense - the value of the property.