Experience & qualifications
I have over 30 years experience in the banking and finance industry and over the course of my career have developed valuable knowledge in residential, business and commercial finance and property management.
My vast finance experience allows me to quickly grasp your situation and find appropriate finance solutions.
My qualifications include
- Diploma of Financial Services (Finance / Mortgage Broking Management)
- Diploma of Financial Services (Financial Planning)
- Advanced Course in Mortgage Planning
- Certificate IV in Financial Services (Finance / Mortgage Broking)
- Member of Mortgage & Finance Association of Australia (MFAA)
My number one goal is to assist each and every client to find the right finance option in a challenging and ever-changing market, and to make this a positive experience.
Whether it is your first, second or even tenth property purchase, using the services of a finance broker can be very beneficial. I've found during my career that no matter how many times you purchase property, each situation has its own unique quirks and challenges.
Many of my clients find it a relief to have the paperwork completed for them, as it saves them the time and hassle of completing forms and chasing approval themselves. I am also experienced at liaising with your real estate agent, solicitor and accountant as required, and have a thorough knowledge of the property purchasing process.
There may be times when you simply don't have access to the cash required to meet your deposit obligations, perhaps because you don't wish to break a term deposit or managed investment prematurely, are waiting for the sale of another property, or because you are borrowing 100 per cent of the purchase price. This is where a deposit bond can be very useful.
Deposit bonds are a substitute for a cash deposit which fill the gap between signing a contract and settling on your property. They can be issued for either part or all of the deposit amount, up to 10 per cent of the purchase price.
I am an authorised agent and can arrange a deposit bond on your behalf.
Relocation Loans are a product that will allow you to purchase that new property now and give you up to six months or more (depending on the lender) to sell your existing house.
With a relocation loan, there is no need to include a "subject to sale" clause on your new house contract, and it will remove the pressure to accept the first offer on the sale of your existing house if it is not quite the sale price you were after.
Relocation loans can assist with the construction of your new home as well. In this instance lenders will allow you up to 12 months to sell your existing home.
A true relocation loan will not normally require you to make any loan repayments during the relocation period.
Medical practitioners home loan packages
I hold accreditations with lenders who offer discounts and reduced fee structures for medical practitioners. If you are a member of a medical association and can provide a medical association registration number you may be eligible for these products.
The professions that are eligible are broad and range from Anaesthetists to Dentists to Optometrists to Veterinarian's
Brisbane North customers
I am based in Arana Hills, however I travel to clients across most of Brisbane's northside, including Albany Creek, Eatons Hill, Bridgeman Downs, Keperra, Aspley, Strathpine, Warner, North Lakes, Mitchelton, Everton Park and Ferny Hills.