No, Refinancing is not a dirty word. Heres why.
The power to negotiate loans from Australia’s biggest banks and specialty lenders is what we do best.
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.
A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered.
4 major reasons to refinance.
1) Get a better deal on my existing loan
"I can often find ways of lowering your repayments or saving on the overall cost of the loan by finding a more competitive deal."
2) Consolidate my debt
"If you have credit cards, a car or personal loans you can fold these into your home loan and save a $#!% tonne on your interest repayments."
3) Renovate my property
"Add an extra room, build your dream kitchen or revamp your garden. Renovations can add thousands in value to a property you already own."
4) Unlock equity and borrow additional funds
"Need an investment property? a holiday? or just some spare cash? Access any equity in your current property to borrow funds.
Our clients keep coming back because I have access to a huge range of loan options available outside the shop front banks here in the Southern Highlands. With loan options from the biggest Australian banks right through to speciality lenders, I will find you the perfect fit for your refinance situation.
The right refinanced loan might help you to pay off your mortgage faster and for less, clear unhealthy debt or upgrade and add value your home, all of which are steps in the right direction.
Being a Loan Market Broker it is my duty of care to make sure existing and new clients have these opportunities presented to them on a regular basis. This is conducted through our yearly reviews. When was the last time your bank manager offered this service in your current Home Loan?
Covering not only the Moss Vale to Mittagong catchments but across the entire Southern Highlands and Greater New South Wales region.