Is your bank doing the right thing by you? If you’ve owned your property for a while, it might not be.
The mortgage market changes all the time. Rates fall. Favourable new products come out. But the benefits often don’t get passed on to existing customers, leaving you paying more than you need to.
And it’s not just the market that changes. Over time, your financial position, lifestyle and goals evolve – but the terms of your home loan stay the same.
Working with your accountant or financial adviser, I’ll review your financial situation, loan structure and mortgage product, to check whether:
- it’s still a good fit for you
- you’re paying competitive rates
- it supports your long-term objectives.