Multi Awards Winning Team
If you’re an investor looking for a flexible home loan, a first home buyer wanting to enter the property market or simply looking to refinance to save money, you’ve come to the right place. Our job is to help make the process as easy and hassle-free as possible for you, and see you reach your financial goals, sooner. We work with a panel of over 45 lenders and aim to ensure our clients get the most competitive home loan to suit their financial situation.
We service a wide range of loans and structures, including ‘interest only’ and ‘principal and interest’ repayment options, non-conforming loans, building and construction loans, development and commercial loans.
The key to finding the right loan from the numerous products on offer is to determine the most beneficial structure for your situation. This could include a loan with an offset account, the option to pay interest in advance, choice of asset protection products and so much more.
We provide a personalised service which allows you to know exactly where your application is at all points during the assessment, by keeping you updated throughout the process. We stay in touch through the term of your loan to ensure your servicing needs are being met at all times.
Winner - Better Business Awards – Best Residential Broker 2020 - Balpreet Singh Bal
Winner - Better Business Awards- Broker of the year 2020- Balpreet Singh Bal
Finalist - Better Business Awards – Best Customer Service (Office) 2020
Winner- MFAA WA Young Professional Award 2019 - Balpreet Singh Bal
Finalist- MFAA WA Customer Service Award- Individual 2019 - Balpreet Singh Bal
Balpreet Singh Bal Listed in Top 100 Brokers list by Mortgage Professional Australia 2017,2018 & 2019
Finalist- AMA Broker of the Year 2018 -Balpreet Singh Bal
Finalist - Better Business Awards – Best Residential Broker 2017 - Sharon Bal
Finalist - MPA Young Gun 2015-2016 - Sharon Bal
Finalist - MFAA Young Professional 2016 - Sharon Bal
Finalist - AMA Quality Young Gun of the year 2016
Finalist - ABA Newcomer of the year
Loan Market Awards
Winner - No. 1 Loan Market Broker WA (Receipted Settlements) 2019, 2018, 2017 - Balpreet Singh Bal
Winner - Broker of the Year WA 2019, 2018, 2017 ( NPS Customer Service) - Balpreet Singh Bal
Winner - Top Loan Market Business WA 2019, 2018, 2017, 2016-Loan Market Welshpool (Team Bal)
Winner - No. 1 Loan Market Broker WA (Receipted Settlements) 2016 - Sharon Bal
Platinum Customer Service Award since 2016
First Home Buyers
Securing your home loan on your own can be difficult, especially if you’re negotiating directly with the bank as you may not be familiar with the terminology used by them. Our job is to take out the complexity, provide simplified facts and compare hundreds of loans to get the one that is right for you.
In a challenging, investment lending market, our role has become even more important. We keep up to date with investment lending changes. Whether you simply want to buy an investment property to rent out, or have a more complex requirement, we’ll find the solution for you.
If you are looking to lower your repayments, access existing equity or consolidate existing debts, refinancing could be the answer for you. We help people refinance their home loan, where necessary, which in turn allows them to have more net income to spend on the things they like. It’s better in your pocket than the banks’.
If you have a personal loan, credit card or home loan, debt consolidation can be a good way to take control of your debts and save money by combining all your loans into one low rate loan.
Whether you are a startup or existing business, commercial and business loan options vary. If you are buying commercial property, undertaking property development, expanding your business or need some cash-flow funding, having an expert commercial finance broker is invaluable.
Are your clients eligible to buy a home while receiving JobKeeper?
Saving for a property deposit can be tricky. Add the stress, complexity and hardship of a global pandemic and your clients are bound to have some questions. I’m here to give you the lowdown on how the home loan process works if your clients are planning to buy a house and are receiving JobKeeper.
JobKeeper. Your questions answered
Saving for a home loan deposit can be tricky enough as it is. Add the stress, complexity and hardship of a global pandemic? You’re bound to have some questions. I’m here to give you the lowdown on how the home loan process works if you were planning to buy a house and are receiving JobKeeper.
Buying your first home in today’s COVID world
The Government has released a number of initiatives to help First Home Buyers get on the property ladder faster. It can feel a little overwhelming trying to understand all of the financial jargon and if you are eligible for the scheme. Let’s dive into the details.