Your local mortgage broker based in Ferntree Gully, helping customers in Upway, Belgrave, Emerald, Knox, Wantirna, Boronia, The Basin, Montrose, Kilsyth, Mount Evelyn, Lilydale and surrounding suburbs.

Our clients include First Home Buyers, Up graders, Property Investors, Self Employed, Overseas Investors. Financing your home is not necessarily as simple as walking into your local branch.

I can have you prepared and ready to make the offer you want or have that winning bid.

When finance is required it should not be secondary in your thinking or secondary in your steps to ownership. Being prepared is the best way to succeed especially at auction.

We take every necessary step to get you into your home or investment property, regardless of your circumstances. Our service is not just for those with a deposit but also clients that are beginning the savings plan for their first home.

Review Us


  • Vijay S
    Home Loan
    Stephen is very friendly, he discussed various options for the home loan, explained things without Jargon and allowed me to choose the right solution. He always puts his clients interest first.
  • Ali S - Point Cook Vic
    This is the second time I used Stephen, expert to deal with our financial matter fors restructuring our Mortgage. Provided answers to all of our questions and will be highly recommended to our friends and relatives
  • Amanda P - Croydon, Vic
    Seeing our home last night was very exciting and as you say, it was also a relief. We are thrilled to be home owners and we have so much appreciation for all your work, knowledge and support throughout the process of making it happen.
  • Annette and Chris - Victoria
    Chris and myself would like to thank you so much for all you have done (nothing is too much trouble for you and you are so helpful) to help us get back on our feet again and not having to stress about money. It is such a huge relief.
  • Chris L - Point Cook - Vic
    Construction Loan / Home Loan
    Honesty and openness, ease of the conversation meaning I was relaxed to talk about my situation. Stephen respected my situation without questioning and judgement. Stephen set me reasonable goals and explained how I could achieve them with the right amount of coaching but without nagging. Stephen shared experiences with me that showed he understood how real the world is, wasn't just "selling from a book".
  • Alison and Martin - Mornington, Vic
    Our biggest concern was that we didn't know where to start finding a bank that would support us and bring us closer to our family in a very short turn around time. Our decision was made after meeting Stephen, we received fantastic advise and information and this gave us confidence that we would negotiate a finance package that we would be happy with. Stephen's team unexpectedly helped with things that were not their responsibility; at the time we had a new born baby, our house had sold and settlement was approaching quickly. It was a stressful time, and the help we received in managing the various parties expectations just made everything much easier for our family to manage.   We are thankful for the advice, professionalism and compassion and we will not hesitate to recommend you to anyone who is looking for great service. 
  • Ani K - Point Cook Vic
    Yes, will absolutely recommend Stephen. He had great approach to the loan application and in our case which was a bit complicated he never gave up and helped secure the loan from the bank.
  • Chaminda H - Keilor Downs - Vic
    Refinance and Home loan
    If Stephen wasn't there I will not be able to buy my new home. I have already sent my brother to Stephen to get his loan organised.
  • Deb S - Greensborough
    Thanks so much! I could NOT have done it without your advice, support and guidance along the way.
  • Guila D
    Stephen was very professional. Whenever I rang he would alway answer the phone and if he was not available at that time he would return my call promptly.
  • Maria B - Rowville, Vic
    I have dealt with Stephen for a number of years now and it was an easy decision requesting his assistance again. Ever since I have known Stephen I have received excellent customer service. The knowledge that he has enables him to meet peoples needs, what he has done for me has ensured that I continue to save money and keep my interest rates as low as possible. I have already recommended Stephen to family, friends and colleagues and will continue to do so. He has done a lot for us and this is one way we can support him and his family.
  • Christopher - Richmond Vic
    As a mortgage broker Stephen is an absolute professional. I was a first time property investor, I needed the services of someone who could take me through the mortgage process step by step and explain each in detail, Stephen did this. Stephen constantly kept me up to date with what stage my loan approval was at.Stephen provided a great communication link between myself, and the financial institution I went with. Due to Stephen's professionalism, communication, and timely approach my whole mortgage experience was smooth and stress free. I am extremely happy with the result and will be calling Stephen again when I am ready to buy my next property.
  • Dane M - Harpley Vic
    Home and Investment loan
    Steve has been very helpful and his knowledge is amazing.
  • Daniel A - Berwick, Vic
    Construction Loan
    Organised and gets the job done fast.
  • Justin - Point Cook
    I am a first time investor and my challenge was not knowing the process of financing an investment purchase and what difficulties I would face. Stephen O'Reilly-Nugent was recommended to me by family  and that gave me comfort in using his services.  I received the benefits of knowing how property investment works and Stephen advised me all the way through the process from the initial application to the final handover of the property. He helped me analysis the financial outcomes of the property, and as a result of the whole process I have ended up with an investment that my wife and I are very happy with. Stephen is a reliable, efficient and easy going person and it was good to have him on board to handle the finance for the purchase.
  • Luke B - Chirnside Park, Vic
    Construction / Home Loan
    My experience with stephen has been great he has delivered on everything he has said in a very professional manner. Apart from his extensive knowledge and fantastic advice i am extremely impressed with how quick he is to reply to any questions or problems. Absolute pleasure to deal with, very highly recommended.
  • Paul F
    Home Loan
    Stephen has done a fantastic job in helping us and giving advice, of course I would like to recommend.
  • Subash S
    First time investor
    Everything about Stephen. Knowledge and sharing his knowledge with us. Also, explaining every little detail to us very clearly.
  • Dev M - Melbourne
    I had purchased a property off the plan in 2009 and when it came time to arrange finance in 2013 my concern was that my credit history was going to prove an obstacle to getting my finance approved. I lacked knowledge as to how I go about arranging things and knowing there were blemishes I really needed help of an expert to guide me through the process. Stephen was referred to me through an acquaintance and he put everything together to satisfy the banks that they should approve my application. I am very happy with the information and options that he provided. Also the  convenience of having some one doing the hard work and providing the right advice at the right time was invaluable. I have ended up with with a loan package and bank relationship that I am extremely satisfied with. 
  • Hany G
    Specialist Finance
    His honesty to explain every aspect of the loan contract, very patient, professional language, friendly, fast in responding, very organised.
  • Joh S
    Construction / Investment Loan
    Fantastic experience always willing to offer advice & find the right product.
  • Mustafa E
    Home Loan
    Very honest comes out to you if in need very prompt with his info and goes threw point by point in detail which not many people do, they just get you in and don't give you the info your after. Stephen makes you as comfortable as can be and treats you like a friend not just a stranger he makes you feel welcome; excellent service very professional.
  • Rob S - Brisbane
    Dear Stephen, I wish to sincerely thank you for time and effort you afforded me with my request for a total Home and Investment Financing package. Your ongoing detailed updates in response to my queries were accurate, timely and fully informative, enabling me to make the best decision for my future finances. I fully appreciate your support throughout the refinancing process and have full confidence in recommending you to any family and friends who require Mortgage/ Financing advice in the future. All the best for the future, and again, my heartfelt THANKS.
  • Jeewantha - Victoria
    "I met Stephen when I began researching what I needed to do to finance my first home purchase. My problem was my lack of knowledge of loans, banks and what I needed to do to get started.  At the time we met I was not in a position to buy but the information Stephen provided at that very first meeting made me decide that I would use his service's.............  We first met over 2 years ago........ The advise that Stephen gave and the knowledge I have gained has meant I am with a lender and using loan products that I am very satisfied with, the help I received from Stephen gave me peace of mind throughout the entire process.  Very soon my wife, son and I will have a brand new home to call our own. I would advise my friends who are looking for loans to use my broker's services......." 
  • Marica C
    Home loan
    Stephen was very professional, found the best solution for us. Whenever I contacted him with a question, he would respond immediately and keep me updated with the progress of our application.
  • Maxine S. - Heidelberg Heights, Vic.
    Stephen - your expertise, support, care to detail, knowledge, professionalism and prompt response to all my questions and moments of doubt, ensured the purchase of an investment property was a smooth and stress free experience. I will highly recommend your services to friends, family and contact you for my next purchase. Thank you!
  • Susan G - Epping, Vic
    Hi Stephen, A million thanks for all your help. You have been very patient with us after all we have gone through. I don't really know how to return all the kindness, time & effort you spend with us to complete our refinancing and construction requirements, I have been praying hard and we will soon be able to build our home that we have been planning for quite sometime. With your Charitable Program "Hope" , my family is more than happy to support you in our own small way so that your project will be very successful in helping the homeless.  Again with heartfelt gratitude for all your support to us. Susan and Family
  • Masa N - Wyndham Vale, Vic
    Home Loan
    The service given was very punctual and deliberate and the high level of his commitment to communication and professional attitude that made me and all my family members feel full of assurance and confidence. Definitely, I will recommend Stephen's service to my contacts and seek his assistance for my next move when required.
  • Muz and Carlie - Montrose
    We made a decision to purchase a new lifestyle home that would be ours for the long term, it meant we had to sell our existing home and arrange additional finance to help with the new purchase, all in a very short time frame. Our major concern was being able to arrange finance at such short notice, combined with with me being on maternity leave and the feasibility of servicing the new loan.  Stephen O'Reilly-Nugent  was referred to us through a family association to loan market, it made the decision quite simple as he came highly recommended. He gave us a more personalized service, it was great to have someone would would come to our home especially considering the needs of our small children.
  • Senel V
    Home Loan
    Stephen was fantastic! He was very informative and helpful. He was always happy to take the time and go over everything in a way that we were able to understand and continuously went out of his way to look at all the best options for our situation.
  • Surani S
    Refinance / Debt Consilodation
    Stephen Nugent was introduced to us by a real estate agent and we met Stephen to organise our loan. From the day one, we were very impressed about Stephen in everything he does mainly, 1. His friendly and professional approach 2. His knowledge and clear instructions 3. He explained every little detail rather than asking us to read and understand what's in documents 4. His timely responses and accurate information 5. Keep us informed about the market and how to manage our financials 6. Sharing his knowledge about property market and investment ideas 7. Provide us other relevant information 8. Everything about his service; We will not hesitate to introduce him to anyone.
  • Valerie G
    Home Loan
    Stephen was a polite caring person who treated me like a friend. At all times he was very organised and kept me informed as to where we were at that moment and what would be happening in the future. I could not have wished for better service in every way. He also made me feel so comfortable about the decision I had made.
  • Val G - NSW
    I have felt extremely comfortable in my dealings with you and found you to be a very pleasant person to do business with. Your standard of Professionalism leaves nothing to be desired and I look forward to doing business again in the not too distant future.  I will certainly be passing this message onto all of my friends and in particular to my Probus members. So thank you once again and I wish you all the best for the future.
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Latest News

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