$150m in settled loans
Buying a new home, established home or an investment property will be one of the most important financial commitments that you will make. Taking the time to understand your needs and wants before completing a home loan application is essential to enable you to make the right decisions for your financial needs.
If you are looking for finance, it is critical to make sure you work with a mortgage broker you like and trust, whether it be me or somebody else.
Deal with a professional mortgage broker
I pride myself on making the lending process easy for my clients. With over 5 years experience in finance and as a member of the Loan Market's high achievers group of brokers, I am passionate about meeting clients' expectations. I have developed a reputation with both clients and lenders as a provider of quality service. Over the course of my career I have assisted clients to secure in excess of $70 million, but despite my successes, my goal is the same as it has always been: to find the right home loan to suit your needs and secure your future, whether you are first home buyers, self-employed, company trust borrower, expatriate looking to invest or newly arrived in Australia.
Stewart, congratulations on making the high achievers group for FY09. Given all the challenges our industry faced over the last 12 months - the uncertainty and the changes - your continued success is all the more significant. You have become a special individual to both the Western Australian team as well as a great example to all of us about growing a regional broking business. Your contribution to the team - not just your results, but the way you contribute and involve yourself - has been first class. Thank you for everything you have given and well done on a terrific FY09. Sam White, Executive Chairman, Loan Market
Deposit bonds - auctions
Deposit bonds are a good alternative to using your own cash when bidding at auctions. They allow you to keep your term deposits intact until required at settlement, however you will need to check with the agent that the vendor will accept a deposit bond before bidding for a property.
Loans for industry/shift/fly in - fly out workers
The West Australian workforce is made up of a considerable number of shift workers and fly in/out employees. I have many clients in various industries who work late shifts and hours that generally go late into the night. I work tirelessly around these clients to make the process of obtaining a home loan easier and more convenient; my communication is around their available times, meeting them at locations and times that suit them.
I allow my clients to choose the best communication method for them, whilst communicating application time frames dependent on their chosen lending institution. Upon initial interview, the client's needs and expectations of how things will proceed from that point onwards is discussed. For example if a client cannot fax their documentation then I provide them with an overnight mail satchel, or if they do not like to call mobile numbers I will ask them to SMS if they wish to speak and make the call myself.
Land and construction loans
I can ensure that financing your build is a smooth process. The type of finance you choose can differ quite significantly depending on whether you require a loan for a house and land package, land and construction separately, or if you are an owner-builder. Not all lenders provide finance for all of these situations; however, as an experienced mortgage broker I know which loans and lenders suit your situation.
My family and I have been donating yearly to Telethon for the past 25 years. We also donate regularly to the cancer foundation of WA, Association for the Blind and our local community and sporting clubs in Harvey because I love to help people. It is extremely satisfying to help these types of causes which are run by wonderful people. My family supports me in this important part of my life. Being able to make a difference in the community brings me great joy and this is something I will continue throughout my life.
Customers Western Australia South (Busselton, Mandurah, Rockingham)
Based in Harvey, I provide home loan services across Mandurah, Armadale, and Canning Vale, as well as regionally in Harvey, Bunbury, Collie, Donneybrook, Manjimup, Mt Barker, Narrogin, Katanning, Williams, Newman and Kalgoorlie.