Like all things, loan products and interest rates change over time. The loan that was most suited to you 2, 3, 4 or however many years ago may not necessarily be so today.
Is your interest rate the most competitive you can get for your situation?
Have you thought to yourself "I can probably get a better interest rate elsewhere and probably save some money"
Refinancing is not just about switching to get a better interest rate but also re-structuring your loan(s) to ensure that you can live the lifestyle that you want to live.
Take the first step and book in an appointment so that I can help you achieve this.
I will do all the research and calculations for you. I will show you how you could refinance your loan to better suit your financial goals AND potentially save you money in the process. When you are happy with one the options presented and wish to proceed, I will help you through the refinancing process. If there are no loan options that will put you in a better financial position you are not obligated to do anything. At least you will then know that the loan you currently have, is the loan most suited to your circumstances.