Achievements

• Member of Loan Market Elites Club
• Loan Market Elite Achiever 2012, 2011, 2010
• Top 30 Brokers International 2012
• No 1 Business Award 2011
• High Achiever 2009, 2008

With knowledge and experience from 31 years in the finance industry, I offer professional lending solutions for borrowers of all types and levels of complexity. I particularly enjoy working with clients experiencing a challenging home finance scenario and strongly believe that every situation has a home loan solution to suit.

Video Testimonial - Harvi

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Investors looking to grow wealth via property

Where borrowing for investment purposes I suggest clients seek their accountant's approval of the loan structure in order to achieve the best outcome from a tax perspective. There are many loan types, structures, features and repayment options available depending on your investment goals so to achieve maximum return on investment, it pays to get it right from the beginning.

Business networks

It's just as important to have access to related professionals such as accountants and solicitors, to ensure your home or investment loan borrowings match your financial goals. I have developed professional referral relationships with:

Accountants

• Brett Hanlon - GLR Accounting

Solicitors

• O'Connor Harris & Co
• Ray Swift Mourtrage & Associates

Complex home loan packages

Complex lending structures and scenarios including all types of Trusts need the attention of a specialist with proven knowledge and results. I provide all clients with the experience and knowledge they need as well as:

• Professional and personal service at no additional cost
• Access to a wide range of secure lenders and their products
• Guaranteed confidentiality
• A full understanding of trust structures
• An accurate assessment of the costs involved for your specific situation.

Defence Housing Australia (DHA) expert

Defence Housing Australia (DHA) provides investors with a secure property investment option which includes rental guarantees, property management services and restoration provisions. DHA sell thousands of investment properties every year to investors and have been an excellent investment option for anyone keen on low risk property investment. I am a DHA expert experienced at matching your investment property goals with the right loan structure.

NRAS Properties

Popularity of the NRAS Property purchases has led me to design unique lending structures for property investors.

Get the right home loan for now and the future

Ideally your home loan borrowings will address your needs both now and in the future, reducing the need for costly refinancing. My goal is to ensure your loan/s are as flexible and suitable as possible based on known circumstances and goals. Circumstances do change and sometimes refinancing is clearly the only practical way forward, but it's my job and pleasure to minimise these cases.

Community involvement

My office supports Variety, the Children's Charity. We help transform the lives of Australia's sick, disadvantaged and special needs children.

Qualifications

• Diploma of Finance & Mortgage Broking Management
• Diploma of Financial Planning
• Certificate IV Mortgage Broking