7 ways to save big on your home loan.
Download our free guide to become a mortgage maven and save money over the life of your loan.
Is refinancing right for you?
Whether you want to see if you can save money or free up cash - refinancing can have many benefits. If you have been with your lender for over a year, it is unlikely you are being rewarded for your loyalty, so it’s a good idea to check if your loan is still working hard for you. We take the time to understand your circumstances, goals and current loan to calculate whether refinancing is in your best interest. Some benefits of refinancing can include:
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Get down with low rates
Interest rates regularly change. Is yours still competitive? If you have a variable rate, or your fixed-rate is due to expire, you may be able to negotiate a lower rate with your lender, or find one that will.
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More bells, better whistles
Not all home loans are packaged equal. They offer different features and functionalities. Switching to a loan that allows more regular or extra repayments, an offset account or redraw facility can help you pay less over the life of the loan. Or, if you aren’t using features with your existing loan, switching to a more basic loan could save you in fees.
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Debt consolidation
If you have multiple debts, such as a personal loan, car loan or credit card, you may be able to roll them into your home loan. This consolidates your debt to one repayment and could save you in interest. We will consider the whole picture including fees and repayments to determine if debt consolidation is right for you.
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Free up money for your projects
Whether you’re planning a renovation, need to upgrade your car or have another project in mind, if you have grown equity in your home, you may be able to refinance to access more money to fund it.
Why refinance with us?
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We’re not a bank, nor are we owned by one
A bank works for their bottom line, we work for you.
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Family taking care of family
Helping Aussies and Kiwis hit their financial goals for decades.
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Power to negotiate
With 60+ banks and lenders on our panel, you have choice and power.
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Keep it real
Simple, straightforward and honest - always.
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Free for you**
In most cases, our refinancing services are free to you - we get paid by the lender you choose.
Access over 60 lenders in one place.
Our award - winning brokers are highly recommended.
Get your ultimate guide to saving on your loan
Download our free guide to learn how you could take years off your mortgage and keep extra cash in your pocket.