Your lending specialists for the greater eastern suburbs
Providing finance solutions on a platform of experience and local knowledge is the key driver of our service offering. Our business owner, Alex, is a born-and-bred Bondi local with over 10 years’ of finance experience.
Finance broking is about you, the client, so we always strive to understand your individual needs and goals. A competitive rate is a given, but it shouldn’t come at the expense of a loan structure specific to your unique financial situation.
Giving back to our local community is also important and each year we commit to giving back a portion of every loan written to various causes.
Residential Home & Investment Home Loans
Residential loans are a core area of expertise. Our team includes loan writers and support staff to deliver streamlined processing, attentive customer service and help obtain your finance efficiently as possible.
Self-employed lending is complicated. Every business is unique and it takes years to develop the skills to understand the various business structures and finance solutions. Our team has dealt with most business scenarios and we can help ensure the appropriate loan structure and streamline the approval process.
We love that Sydney and the Eastern Suburbs are a melting pot of so many different languages and cultures. Wherever you come from, we have the experience and people to assist.
Commercial Property Finance
Commercial property finance is intricate and quite different to residential finance. Accurately matching the commercial asset with a property lender, with a commercial appetite is crucial. Clients tell us that our experience in this sector is invaluable.
SMSF Home Loans
SMSF home loans are becoming increasingly complex, with regulations and bank requirements becoming more and more onerous. And if you get it wrong, it could end up costing you a lot of money, making it even more important to get specialist advice.
We often work with accountants and financial planners to structure finance so as to minimise tax, whether through negative gearing, capital gains or otherwise.
Strategy is integral to everything we do and we work to understand your needs and goals and provide finance consistent with your short and long-term vision.
Debt Rebalancing & Reduction
We often work with clients who are equity rich but cash flow poor. Whether you’re looking at refinancing or redistributing debt, our knowledge will look to help you minimise interest and achieve maximum cash flow.
Are you agreeing to auction conditions at a private treaty?
In the current race to find and buy property, we’re beginning to see a growing pressure placed on potential buyer’s to unconditionally exchange when making an offer.
It's not all negative - Comprehensive Credit Reporting
Also known as positive credit reporting, this is the newest means of collecting and reporting an individual’s credit history whereby both negative and positive financial events are documented.
Rate Lock - Remove the fear of missing out
Offered by the majority of lenders, a rate lock will secure the desired fixed rate for a period of time (this tends to be 90 days) with the intention of protecting you from rising interest rates.