Home loans - refinancing - investment - new homes
Finding the right loan is one of the biggest challenges many people face. With many years of lending experience across a broad range of lenders, I can help make this process easier, whether you are buying your first home or your tenth. Why try to keep abreast of the myriad changes in the competitive home loan market when I can do this for you, giving you up-to-the-minute information on what is available and suitable at a time when you need it most.
Finance for the self-employed
As a self-employed business owner myself, I understand how frustrating it can be to source finance for home or business purposes. While it is now easier for self-employed people to get finance and there are now more competitive loan options than ever before, it is still harder than for PAYG salary earners. I know where to look and who to ask to find the right finance package for your needs and I provide tailored mortgage and finance solutions for individuals, the self-employed and businesses.
Complex company structures and trust structures
If you have set-up a family or discretionary trust, unit trust, or hybrid trust for reasons such as income distribution or asset protection for your family wealth, I am experienced in interpreting and using these types of structures to work in your favour for property investment. I am knowledgeable on which lenders will allow you to purchase using these finance structures and am conversant with all the appropriate lending policies and requirements. My knowledge opens up a range of investment finance options you may not find with less financially fluent mortgage brokers who are not as familiar at working with complex financials. I can find the right lenders to suit these very specific and complicated needs providing the greatest benefit and getting you closer to your financial goals.
Commercial property mortgages & business finance
Lending for retail, industrial, and commercial properties is a rapidly-growing area that opens up the potential of investing in this market much more than traditional commercial lending opportunities allowed. I hold accreditation with commercial lenders that will lend up to 80% of the commercial property value with loan terms as long as 20 - 25 years. The more affordable monthly repayments from this type of loan make investing in commercial property much more accessible. I can also assist with finance options to purchase a new business, cash flow lending, debtor finance solutions, business line of credit, and overdrafts.
Chattel mortgages & equipment finance
As a value-added service, I can help you secure finance for the purchase of company & personal vehicles, industrial equipment and office equipment leases. Options in this area are tailored to your business needs and may include simple hire purchase agreements, chattel mortgages, or leases.
Free property reports
If you need a free property report, simply give me a call or drop by and see me and I will organise this for you. Or if you would like to recommend a friend to me this month, I will not only look after them better than anyone else could, I'll give them a property report for the area or home they are looking at.
Home loans for all kinds of people
I enjoy working with all kinds of borrowers and am accredited in the following types of finance:
- Mortgage Repayment Protection insurances
- Investment property loans
- Self-employed loans
- Car, Leasing and Equipment finance
- Commercial and Industrial Property finance
- Small to Medium Enterprise Business Loans
I work with residential, commercial and business customers all over Melbourne, including the inner city areas of Richmond, North Melbourne, West Melbourne, Fitzroy, Carlton, North Carlton, Kensington, Brunswick, Footscray, Maidstone and Williamstown.