Mortgage brokers in Yamba, Grafton and surrounds
Whether you are purchasing your first home, buying your dream car, increasing your investment portfolio or renovating - we are here to help. We recognize that obtaining finance can be stressful, so we make the process as hassle-free as possible by doing all of the leg work, from start to finish.
Being home owners and Investors ourselves we have real life experience with the lending process and know what it's like to ‘sit on the other side’ so we do everything we can to give you a great experience. Our goal is to help make your dreams a reality.
We also service areas around Yamba including Grafton, Maclean and the Clarence Valley.
First Home Buyers
Buying your first home is a big decision; it’s both exciting and nerve-wracking and there is a lot to consider. If you aren't prepared it can quickly become overwhelming - that's where we can help.
If you are looking to lower your monthly repayments, consolidate debt or utilise equity in your home then refinancing might be a good option for you. If you do it right, and at the right time, it can save you a lot of money.
Whether you're renovating an Investment property, upgrading your own home to accommodate a growing family or just adding some extra features, you may need to refinance to achieve this goal.
Being investors ourselves, we recognise that it is crucial to have up to date knowledge on the vast and sometimes complicated range of finance options available.
Loan Protection like any insurance is generally a begrudge buy. No one wants to think about something bad happening to their loved ones or themselves. The unfortunate part about life is that the unexpected happens, to someone every single day.
How to avoid paying Lenders Mortgage Insurance (LMI)
In very basic terms, when a lender considers a loan to carry a high risk, LMI is likely payable. Here’s how you can avoid paying the costly premium.
Guaranteeing your child’s loan
Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans.
The pros and cons of a Line of Credit
A line of credit can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can make investment and purchase of commercial equipment simple, but it can also spell disaster for the unprepared.