Did you know that 3 out of 4 Australians are on the wrong energy plan and are paying too much? With so many utility providers touting different offers it can be confusing and time consuming to compare providers for electricity, gas and internet by yourself.
Yes, February is already here and saying ‘Happy New Year’ is done for now. So if you haven’t had a long hard look at your finances it’s time to get cracking and make sure you’re heading to where you want to be.
The last major Australian bank has just increased its rates putting its owner occupiers on principal and interest up 0.12% and interest only rates up 0.16%. What will happen next?
Since the Royal Commission report was released on Monday, potential profits of the Big Four Banks will increase significantly while mortgage companies share prices are falling. This has come with an increase in fear that competition will be wiped from the marketplace in the not too distant future.
Like any investment option, property has advantages and disadvantages for investors looking to build wealth. Find out more with this guide from Loan Market.
Property auction clearance rates in our capital cities are tracking in the low 40% and credit lending has tightened. One thing is clear - you have options.
We know the frustration that comes from meeting with your bank, only to be told that you just aren’t financially ready. Here’s what you can do today that will set you up to be the perfect match for lenders in the future.
Mortgage brokers are being used now more than ever. Why is this happening?
If you’re a first home buyer with your finances in order and a good credit record - the odds are in your favour! If the data is anything to go by, opportunities will only get better.
Do you know how much you owe, what your super balance is or what interest rates are around right now? If you don’t, you’re not alone.
On September 28, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the oppo...
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
