Your local mortgage broker in Brisbane
Whether buying your first home, refinancing an existing loan, or investing in your next property, I am committed to placing you in the best possible financial position. I take the time to truly understand what you are trying to achieve now and into the future, and will keep you informed every step of the way; from initial appointment through to loan settlement and annual home loan reviews.
Getting your home loan sorted out early can ensure you are in the best-possible position to negotiate for your new home, on your terms. And while the home loan application process can seem daunting, it is often simpler than most people think with the help of an experienced mortgage broker. Best-of all, my services are paid by the banks and are of no cost to you whatsoever.
Refinancing your existing mortgage is something that requires careful consideration. I will work through all the costs associated with switching lenders against projected savings to ensure that refinancing is truly in your-best interests. I then arrange all the paperwork and act on your behalf with the outgoing bank and new bank to ensure a seamless transition.
First Home Buyers
Purchasing your first home is an exciting time in your life, but there is a lot to consider. I support first home owners through the entire loan process, so you can focus on finding the perfect property.
Whether you are a first-time investor or have a vast personal or self-managed super fund (SMSF) portfolio, I work closely with you, your financial planner and your accountant to understand your investment strategy and ensure you have the right investment finance in place.
Many self-employed borrowers need a loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular loan. Low-documentation, or low-doc, loans fulfil the needs of many self-employed borrowers.
Why First Home Buyers Need a Broker
If you’re a first home buyer on the journey to owning your own home, speaking to a broker makes sense. The home loan application process can seem overwhelming to begin with, but it's my job to simplify the process for you the borrower.
Should I fix my home loan?
If you're about to buy a house or you're looking to refinance you may be asking yourself, should I fix my home loan or not? Especially with interest rates at an all time low. With some extra guidance from your bank or broker, you can make a more educated decision.
Cara Haynes makes her MFAA Excellence Awards mark
The Mortgage and Finance Association of Australia (MFAA) has announced Cara Haynes among the finalists for the industry’s annual MFAA Excellence Awards.
A Ray White Toowong vendor tells us about their experience.
Cara assists so many customers who are buying their first home or next investment property. But what about those selling up? Here’s what a Ray White Toowong seller had to say about their experience using Cara’s service.