Experienced mortgage broker - Perth, Leederville & Wembley WA
When it comes to refinancing or buying property, there’s a lot more to choosing your home loan than picking a product with a low interest rate. You need a lender and a mortgage, carefully matched to your circumstances and goals – both now and for the future.
From the moment you begin to plan buying your property I’m here to help you:
- Understand the market and products available (including the very latest offerings)
- Explore your needs, obligations and options at every stage
- Find a lender to suit your specific needs
Working with clients in Perth, Leederville, Wembley, Subiaco, Windsor and beyond.
Why Use a Mortgage Broker?
Experienced, resourceful mortgage broker
Saving for your deposit, choosing a lender, getting to grips with all the different mortgage products – all these things are easier with the guidance and support of a knowledgeable Loan Market mortgage broker.
Refer a friend for a $100 gift voucher when they settle their loan
Click for details on how you can receive a a voucher for referring a friend, family member, colleague or someone else.
Protecting your loan / loan protection
As your broker, it's my responsibility to not only help you find the right loan, but also to help make sure you're able to service it. That's because everyday life events can and do impact people's ability to make their repayments. For instance, do you know how you – or your family - would meet your repayments if you suffered a serious injury, illness, or even death? What about if you lost your job?
The Do's and Don'ts of mortgage stress
When setting up a home loan it is strongly recommended that you take out some form of insurance to cover possible unforeseen life events, such as periods of illness where you are unable to work for an extended period of time and or income protection and or unemployment cover ( usually only available on a short term basis).
How can you win the game if you don't know the rules?
It seems a pretty basic principle to me that in order to win any game you need to know the rules. Yet so many people don't know the rules when it comes to a fundamentally important part of their lives such as organizing their finances appropriately for their individual needs. I deal with these things on a daily basis and so know the rules well. Here are a few examples I came across recently.
Preparation of your Home Loan is the Key to Success
Some people will be prepared to apply in a matter of weeks, but with others it may take months or even years to be in a position to apply. With such a wide range of suburbs, personal situations and objectives the pathway to success with an approval of your application is surprisingly the same. It is simply meeting bank policy. I have the contacts readily available to be able to check bank policy in advance so that when you are ready to apply your application is fast tracked for approval.