Mortgage Broker in Sydney CBD, North Shore, Parramatta and surrounding suburbs
I joined the Loan Market team in July 2011, and I am dedicated and committed to helping my clients secure finance to purchase their dream home, or to grow their investment portfolios.
I am passionate about providing my clients with the best level of service and communication throughout their home loans process. I have received a number of accolades for excellence especially with regards to Customer Service & Customer Care.
In addition to being a Credit Advisor & Mortgage Broker, I am a highly qualified Financial Planner with many years experience.
Home Loans
I have access to home loans from a wide panel of major banks and secure lenders, and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms.
First Home Buyers
Buy your home sooner with the First Home Owner Grant and other State Govt concessions.
Refinancing
Lower your monthly interest repayments and consolidate debt with a better home loan deal.
Investors
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance and the right ownership structure for your finance needs.
Self Employed
Many self-employed borrowers need a loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular loan.
Business Loans & Commercial Loans
Business and commercial loan options vary depending on whether you are a start-up or existing business.
Upgraders / New Property Buyers – Bridging Loans
Financing the move from one property to another can be quite stressful, especially if you are yet to sell your home – a bridging loan can help free up the funds that are tied up in your current property to purchase the next one.
Testimonials
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Duy L
Charles Pillay has helped me with my first property purchase and also my first investment property purchase. His service and that of his personal assistant has been exceptional throughout the whole process. He was very helpful in explaining the steps in the process and keeping me up to date throughout. I was able to leverage his extensive experience in the industry to make key decisions regarding my property purchases. Charles was able to get me the best available home loan rate and he has saved me a whole heap of legwork and paperwork that I do not have time for due to my busy career. Best of all, I did not have to pay a single cent for his service! I highly recommend Charles Pillay from Loan Market for all your home loan needs!
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Matt & Jane
A HUGE thank you from Matt, Jane and Ashton for all your tireless work and patience in helping us get our foot in the door! We could not have gotten there without your expertise and wisdom Charles and we really appreciate your patience in walking us through the whole process. We are so excited with our purchase and to finally be home owners which all happened in the right timeframe for us! You and your team provide a wonderful service for first timers like us, keep up the great work!
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Rudy & Therese Wendt
He has explained to us about investments and is very easy to understand.
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Adam & Kasia - Crows Nest
Charles Pillay was fantastic. He was extremely knowledgeable and most of all had the time to sit with us and go through everything. My wife and I are first home buyers and obviously where a little worried, but Charles and Katrina made everything extremely easy. I can't recommend Charles enough. He will make time for you and will go through all your options. Can't wait to deal with him in the future!
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Ryan & Liesl - Gladesville
Charles acted not only as a Mortgage broker but helping us understand what house what we wanted and how this connected to our life plans
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Djaja Kwistianus - Waterloo
There is no other person who will try to understand you better than Charles Pillay.
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Karen & Liam - Waterloo
Charles was the best! He helped us with every thing and is very kind and a true gentleman. We could not recommend him highly enough.
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Suresh Rajendra - Lindfield, Sydney
Charles has been helping me with my financial planning for a number of years. I would recommend him highly to anyone who is looking to purchase property and getting their financial matters in order. It's something some of us tend to overlook but should not given it's importance. He has an in-depth knowledge of the Sydney property market and a wealth of experience tacking the many intricacies when purchasing a property which I found extremely useful.
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Yariv & Shelly - Neutral Bay
Charles did above and beyond to help us acquire a loan.He guided us throughout the entire process and made us comfortable and confident about it.
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Pratik & Vijeta - Baulkham Hills
Always available to offer his assistance at any time of the day including weekends. Not only he helps in assisting with loan application but he is a great mentor, helping to build property portfolio and strategy for his clients.
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Tim - Turramurra
The process from beginning to end was managed very well. Felt like everything was handled and under control.
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Paolo & Michelle - Sydney
My wife and I had a home and investment properties and were looking to purchase the next investment, but had been told by several mortgage brokers that we could not borrow any more.We were very fortunate to then find Charles Pillay , that right from the start displayed qualities and knowledge far beyond what you would expect from a mortgage broker.He delivered above and beyond what we asked, in a remarkably fast and efficient manner.I am certain his job keeps him very busy, but during the period he was processing our application ,it felt like we were the only clients he had. I have no hesitation in recommendingCharles.He went above and beyond what was expected of him, and nothing is ever a problem. friendly, always available to clarify any concerns
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Mohsen - SYDNEY
i felt that charles is very sincere and honest.
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Shruti - Randwick
Charles is extremely helpful, patient and is always available. He went above and beyond in his service, and is very flexible in his approach.
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Ray Gao - Lane Cove, SYDNEY
Charles' tireless dedication, patience and proactive approach to me as a client was amazing to say the least. I genuinely felt that he has my best interest at heart. I've never encountered a service where every phone call is picked up and addressed with the utmost diligence. No question is left unanswered with full understanding on my side. Charles' extensive knowledge and experience around property purchase and home loans has supported me in purchasing my first property, and I'd have to say without Charles' help and support I would not be the proud owner of my first property. I've already started to spread the word to my family and friends about Charles' exceptional service!
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Zhuang Xu - Hornsby NSW
I feel very lucky to have Charles as my financial advisor and home loan broker. Not long after our first interaction, intuition told me "this is the guy I can entrust all my critical financial decisions" and now I am very pleased to see there hasn't been a wiser decision than that.Charles not only explains all the details and shares all his unbiased expert opinions, he also truly cares about my financial well being, one of many examples being that he even takes trouble to help inspect the property and honestly advises against a purchase decision when he doesn't see it to be in my best interest. His unparalleled professionalism, knowledge & skills, integrity and quick turn-around make me confident to recommend him to all my friends. Thank you, Charles!
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David Collins - Canterbury
I was 100% satisfied with my experience with Charles Pillay. He went above & beyond my expectations & will no doubt exceed friends or colleagues. His vast knowledge & professionalism is sure to impress
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Christian - Plumpton
Charles has provided above standard service. He is always available and responds quickly to any question or concern. I appreciate the additional insights he has provided during the decision period of purchasing a property.
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Fran & Luke - Dulwich Hill
Charles is very insightful and helpful. He gave us very crucial information and guidance, even went out of his way to help us out.
Latest News
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Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.
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Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
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7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.