Mortgage Broker in Penrith, Blue Mountains & Western Sydney

Based in Penrith and servicing the Blue Mountains and Western Sydney, as a finance specialist I am able to deliver bespoke finance solutions that cater to all types of situations.

Our model is simple, we think outside the square, so no matter what your current financial situation or need, we will endeavor to find the right solution for you.

Educating clients about varying investment strategies and lending terms is core to my offering and my goal is to ensure clients can always make informed decisions.

Delivering personalised service and ‘outside the box’ solutions, I work one-on-one with clients throughout the financial process to help them build a prosperous and positive financial future.

Strategic financial solutions

In recommending finance solutions, I factor input variables across the finance spectrum, from capital gains and negative gearing to shares, property portfolios, future earning capacity, and your long term plans.

Previously working as a financial adviser, I have a deep understanding of Australian tax and ensure financial products are structured around tax minimisation for your unique financial position.


Testimonials

  • Helen
    Investment Loan
    Charley kept me updated every step of the loan process. I didn't have to ring Charley to find out what was happening - he always contacted me first.
  • Erin & Chris
    First Home Buyers
    Charley put endless efforts into helping us achieve our first home, went the extra mile to make sure we got the best possible loan for our first home.
  • Isaac & Kelsey
    First Home Buyers
    Charley was super helpful with his service to us. He took into account all of our needs and our situation and got us the loan we needed without issue. Very upfront and honest, always willing to communicate, went above and beyond and we would not have our house if it weren’t for Charley. We will be recommending him to anyone who requires the service of a broker in the future. Thank you Charley for all your hard work.
  • Justine & Stephen
    Owner Occupied
    Charley is an amazing broker. He worked tirelessly to do everything he could to ensure we had the best value home loan that met our needs as much as possible. Highly recommend him to anyone seeking a broker. Thanks so much, Charley.
  • Gerard & Kerry
    First Home Buyers
    I couldn’t recommend Charley highly enough. As middle-aged first home buyers, we were a little lost as to how the whole process worked. He really went above and beyond to help us and always had time to explain everything in detail. His advice was on point. He got us a great deal and was with us every step of the way from beginning to end. Thanks so much, Charley.
  • Tiffany & Zac
    Refinance
    Charley is A-MA-ZING! We have worked with Charley on more than one occasion and he has always found us a great deal. Charley makes the process easy and stress-free. Always a pleasure working with Charley - give him a call, you can thank me later!
  • James & Joanne
    First Home Purchase
    I just wanted to thank you for looking after us so well for all of these years. It's been so reassuring to know that we have someone so conscientious to help us navigate through all the confusing and often overwhelming things to consider in buying a home. We're truly grateful
  • Omar & Najat
    First Home Purchase
    Charley was an AWESOME loan market agent ! He always answered his phone and replied to emails swiftly. He had a really good understanding of everything and we’d use him again the next time we buy a home. Highly recommended!”
  • Michael
    Investment Property
    For any one looking for a loan whether it is home or personal, Charley is the man you want to talk to. Charlie will leave no stone unturned in order to finalise an application. He will always do the upmost to get you the lowest rate and best terms of what there is to offer. You can't go wrong by giving Charley ago.
  • Susie
    First Home Buyer
    Never thought I would go through a broker for anything, and this first experience was top notch, excellent service, very professional and friendly. I could not have been happier to be referred to Charley personally for the purchase of my first property, everything was completed for me hassle free. Considering that it was my first home loan I had so many questions and trust me some may have sounded silly but Charley was very patient, very thorough and understanding he answered all of my questions. He was very prompt in getting back to me via phone and email, whether it be after hours and even on weekends. He kept me informed and updated me of the progress at all times and made my first purchase stress free from start to finish. I would highly recommend Charley to everyone who is going for their first home loan or any other service you will not be disappointed. It was a pleasure dealing with you, Thanks again Charley!
  • Nick & Tammy
    Owner Occupied (Interstate)
    Charley Martinez was a ' God send'. From the moment we told him what we wanted to do and what our plans where we had confidence in him. His questions where insightful and his manner was self assured and low key, in turn, giving us a sense of assurance. He immediately went to work and found several products for us that he explained in detail the pro's & con's and after some discussion we settled on the best one for us. It didn't end there, Charley researched the different bylaws, stamp duties and other associated costs for us to be mindful of and handled the whole loan process seamlessly. I/We where indeed impressed with the depth of knowledge ­ not just financially ­ about the whole process of property acquisition. We can confidently say that we recommend Charley Martinez most highly. He really did look after us well.
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