Your local mortgage broker in Geelong, the Bellarine Peninsula and Surf Coast.

The first thing you need to know about me is that I work for you, not a bank or lender…you.

Servicing the Geelong, Bellarine Peninsula and Surf Coast regions, my job is to ease your stress and work in your best interests to secure the right loan for you. This could be for your:

  • first home
  • next home
  • investment property
  • mortgage refinance and debt consolidation
  • business and assets
  • new car

With an award-winning mortgage broking firm and the best support staff in the business behind me, you’re in safe hands.


  • Krishna Nandagopal
    Refinance and pre-approval
    Chris was an absolute pleasure to work with. His knowledge and the way he explained with details really impressed me. Follow up and updates were perfect. Would highly recommend Chris services.
  • Tanya Williamson
    Next home buyer
    Working with Chris to secure a home loan has been a worthwhile and effortless experience. After trying my luck going directly to a bank I had banked with for years, I thought I could kiss the idea of buying my dream home good-bye and was left feeling deflated. Then I randomly stumbled across Chris and from then on the future looked up. He did all the running around looking for an appropriate lender to suit my needs. He was always available to answer the many questions that I had, and nothing was too much trouble. Getting to the final approval was a smooth and stress free experience. I will be happy to work with Chris again and highly recommend him as a mortgage broker.
  • Tyler Medley
    First home buyer
    Chris was excellent throughout the entire home buying experience for my partner and me and was persistent in getting us a good home loan. From the first time we contacted him, he was constantly approachable and happy to help us with questions and concerns (which we had a fair few as this was our first home purchase), and even gave us advice on homes and inspections we had our eyes on. Chris ensured the whole process went smoothly, seamlessly, and managed to fit it into our busy work schedules stress-free. I highly recommend Chris, especially to first home buyers who are new and unsure of the many aspects of owning a property.
  • Jamie Taylor
    First home buyer
    Chris came to us in a time of great need. My partner and I had been run around the block with another broker and were in danger of not meeting the deadline on our pre-approval for our settlement. As soon as Chris was involved, he promptly committed himself to getting our deadline met, and achieved what we thought was impossible. We have purchased our first home thanks to his professionalism and quality of service. I would recommend Chris Appleford to anyone looking to buy their first home. Thank-You!
  • Matt Oughtred
    Vacant land purchase and refinance
    Chris was an absolute dream to work with. His knowledge of the market is exceptional and work ethic genuinely second to none. Chris worked with myself and my wife for some period of time to get us finance for our property. There is no one else we would use for any of our further finance needs in the future. Chris has also helped a few of my friends since dealing with myself and everyone is so happy with their results. Cheers, Chris. Can't wait to work with you again soon.
  • Laura Hague
    First home buyer
    Chris was fantastic in helping me to purchase my first home. He made what could have been a daunting process very straightforward and stress-free. He explained things really well and always responded to my queries in a prompt manner. I would highly recommend Chris.
  • Kim Oughtred
    Vacant land purchase and refinance
    Chris was absolutely amazing to work with. Even in very challenging circumstances, nothing was too difficult for him. He worked tirelessly and went over and above to ensure we got the result we needed. We actually couldn't have done it without his help. I would highly recommend Chris to anyone looking for assistance with finance. You won't regret it!!
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Latest News

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    Help more clients turn their financial resolutions to reality

    ​I get an influx of clients with optimism and determination booking appointments at the start of every year. They plan to buy an investment property, or set up their children with their first property, and couples start getting serious about the first home purchase. You likely get the same sort of enquiry at the beginning of every year. Clients who have had time to reflect and plan over the festive break, and come back in January with goals. Research shows that around half of us make a New Year's resolution but only 12 per cent stick to it.

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    Did the new year renew your client’s property ambitions?

    What a difference a year makes. When we reflect on housing and lending in 2019 there is a theme of uncertainty. The property market took a downward turn, and financial institutions got hauled before the public to explain a myriad of practices that subsequently caused the regulator to impose stricter rules on investor and interest-only loans. The confluence of these two factors injected concern into the minds of buyers and borrowers. But much has changed since then and subsequently borrower sentiment and determination to enter the market has re-emerged.

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    Goal setting vs goal kicking: five ways to win in 2020

    It’s a new year! So, you’re going to be thinking about how you want this year to be an improvement on the last. I have some home truths for you. Some things you need to hear. Half of us in Australia set new year’s resolutions, but only 12 per cent of us stick to them. So, as a valued client of mine, I want you to know how to not just goal SET for 2020, but how to follow through and KICK goals too. We’re going to do this. You ready?