Your local mortgage broker in Geelong, the Bellarine Peninsula and Surf Coast.
The first thing you need to know about me is that I work for you, not a bank or lender…you.
Servicing the Geelong, Bellarine Peninsula and Surf Coast regions, my job is to ease your stress and work in your best interests to secure the right loan for you. This could be for your:
- first home
- next home
- investment property
- mortgage refinance and debt consolidation
- business and assets
- new car
With an award-winning mortgage broking firm and the best support staff in the business behind me, you’re in safe hands.
Refinancing and Debt Consolidation
Why give the banks more of your money than you have to? Lower your interest rate and roll those high interest debts into your mortgage to keep more of your money in your pocket. Let me find a solution for you.
Buying a new car?
Just like buying a house, having your finance in order before you walk into a showroom will drastically increase your bargaining power. Whether it’s for personal or business use, talk to me before you talk to a car salesman.
First home buyers
Buying your first home should be one of the most exciting times of your life. But it can also be frustrating and confusing. I’ll take care of the frustration and confusion for you, so you can enjoy the journey!
Upgrading, downsizing or change of scenery?
Can you buy and sell at the same time? Will you end up paying two loans simultaneously? How does it all work? I’ll take the stress and anxiety out of the process, so you can enjoy the transition to the next stage of your life.
Investors
Whether it’s your first or third investment property, you’ve decided to build your wealth. Well done! Let’s ensure you’re maximising your tax benefits while minimising your loan repayments.
Business loans and Asset Finance
Building a business from scratch? Looking to buy an established business? Thinking of expanding? Need more equipment? Let me take care of the finance process while you concentrate on doing what you do best, growing your business.
Testimonials
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Krishna NandagopalRefinance and pre-approval
Chris was an absolute pleasure to work with. His knowledge and the way he explained with details really impressed me. Follow up and updates were perfect. Would highly recommend Chris services.
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Tanya WilliamsonNext home buyer
Working with Chris to secure a home loan has been a worthwhile and effortless experience. After trying my luck going directly to a bank I had banked with for years, I thought I could kiss the idea of buying my dream home good-bye and was left feeling deflated. Then I randomly stumbled across Chris and from then on the future looked up. He did all the running around looking for an appropriate lender to suit my needs. He was always available to answer the many questions that I had, and nothing was too much trouble. Getting to the final approval was a smooth and stress free experience. I will be happy to work with Chris again and highly recommend him as a mortgage broker.
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Tyler MedleyFirst home buyer
Chris was excellent throughout the entire home buying experience for my partner and me and was persistent in getting us a good home loan. From the first time we contacted him, he was constantly approachable and happy to help us with questions and concerns (which we had a fair few as this was our first home purchase), and even gave us advice on homes and inspections we had our eyes on. Chris ensured the whole process went smoothly, seamlessly, and managed to fit it into our busy work schedules stress-free. I highly recommend Chris, especially to first home buyers who are new and unsure of the many aspects of owning a property.
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Jamie TaylorFirst home buyer
Chris came to us in a time of great need. My partner and I had been run around the block with another broker and were in danger of not meeting the deadline on our pre-approval for our settlement. As soon as Chris was involved, he promptly committed himself to getting our deadline met, and achieved what we thought was impossible. We have purchased our first home thanks to his professionalism and quality of service. I would recommend Chris Appleford to anyone looking to buy their first home. Thank-You!
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Matt OughtredVacant land purchase and refinance
Chris was an absolute dream to work with. His knowledge of the market is exceptional and work ethic genuinely second to none. Chris worked with myself and my wife for some period of time to get us finance for our property. There is no one else we would use for any of our further finance needs in the future. Chris has also helped a few of my friends since dealing with myself and everyone is so happy with their results. Cheers, Chris. Can't wait to work with you again soon.
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Laura HagueFirst home buyer
Chris was fantastic in helping me to purchase my first home. He made what could have been a daunting process very straightforward and stress-free. He explained things really well and always responded to my queries in a prompt manner. I would highly recommend Chris.
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Kim OughtredVacant land purchase and refinance
Chris was absolutely amazing to work with. Even in very challenging circumstances, nothing was too difficult for him. He worked tirelessly and went over and above to ensure we got the result we needed. We actually couldn't have done it without his help. I would highly recommend Chris to anyone looking for assistance with finance. You won't regret it!!
Latest News
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Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.
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Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
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7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.