Your local mortgage broker in Geelong, the Bellarine Peninsula and Surf Coast.
The first thing you need to know about me is that I work for you, not a bank or lender…you.
Servicing the Geelong, Bellarine Peninsula and Surf Coast regions, my job is to ease your stress and work in your best interests to secure the right loan for you. This could be for your:
- first home
- next home
- investment property
- mortgage refinance and debt consolidation
- business and assets
- new car
With an award-winning mortgage broking firm and the best support staff in the business behind me, you’re in safe hands.
Refinancing and Debt Consolidation
Why give the banks more of your money than you have to? Lower your interest rate and roll those high interest debts into your mortgage to keep more of your money in your pocket. Let me find a solution for you.
Buying a new car?
Just like buying a house, having your finance in order before you walk into a showroom will drastically increase your bargaining power. Whether it’s for personal or business use, talk to me before you talk to a car salesman.
First home buyers
Buying your first home should be one of the most exciting times of your life. But it can also be frustrating and confusing. I’ll take care of the frustration and confusion for you, so you can enjoy the journey!
Upgrading, downsizing or change of scenery?
Can you buy and sell at the same time? Will you end up paying two loans simultaneously? How does it all work? I’ll take the stress and anxiety out of the process, so you can enjoy the transition to the next stage of your life.
Whether it’s your first or third investment property, you’ve decided to build your wealth. Well done! Let’s ensure you’re maximising your tax benefits while minimising your loan repayments.
Business loans and Asset Finance
Building a business from scratch? Looking to buy an established business? Thinking of expanding? Need more equipment? Let me take care of the finance process while you concentrate on doing what you do best, growing your business.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?