Buying your home, be it a first home or your fifth home, can be both a daunting and very exciting time.
The to do lists are endless; what neighborhood do you want to live in, what facilities and transport are close by.
Once you have decided to buy the next step is to talk to me about your home loan, and I will establish your borrowing capacity and the deposit you will need.
We will choose a lender and the type of loan product that best suits your needs. We have a large panel of lenders with lots of products to choose from.
We can submit your application as a pre-approval, which is having the bank approve the loan before you have signed a purchase contract.
I will then do all the legwork and ensure your loan is presented to the lender and approved in a timely manner.
Once your loan is approved, I will double check to ensure the details are correct and step you through the process to settlement.
Once you have found the ideal property, it is a matter of negotiating the price and also the conditions of the contract, finance time (finance clause), pest and building report and settlement time.
I have been a leading mortgage broker in Brisbane for over 16 years and have helped many families with buying their home. Probably some of your friends…