Your local mortgage broker in Mermaid Beach, Mermaid Waters, Robina, Merrimac and surrounding suburbs
As everyone’s work and financial situation is different and as all banks and lenders have different policies, I can guide you through your specific lending needs and provide you with the most competitive solution not from just one lender but compare many, so you have choice.
My extensive finance experience sets me apart from other brokers and it’s this that I can assist people that are either just starting out their journey as a first home buyer through to the seasoned investor.
My role is to take away the unnecessary stress that can come with the loan application process, while we still have a smile. I’m there to navigate the maze of documents with you and be there every step of the way, and these are the many benefits of using me as your broker.
I have access to home loans from a wide panel of major banks and secure lenders and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, having the right broker in your corner makes it often simpler than most people think.
Current bank not giving you any love or have you simply just fallen out of love with them or have your circumstances changed and need something that better suits you? I can assist you to refinance and move.
First Home Buyers
My specialty is in assisting first home buyers and helping them get into the property market and by having access to over 35 lenders, there are multiple solutions to achieve this! There are different methods of how to get into that property you want so badly and often what won’t work at your bank or lender will work at another bank and this is the value I provide as a broker.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?