Your local mortgage broker in Mermaid Beach, Mermaid Waters, Robina, Merrimac and surrounding suburbs
As everyone’s work and financial situation is different and as all banks and lenders have different policies, I can guide you through your specific lending needs and provide you with the most competitive solution not from just one lender but compare many, so you have choice.
My extensive finance experience sets me apart from other brokers and it’s this that I can assist people that are either just starting out their journey as a first home buyer through to the seasoned investor.
My role is to take away the unnecessary stress that can come with the loan application process, while we still have a smile. I’m there to navigate the maze of documents with you and be there every step of the way, and these are the many benefits of using me as your broker.
I have access to home loans from a wide panel of major banks and secure lenders and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, having the right broker in your corner makes it often simpler than most people think.
Current bank not giving you any love or have you simply just fallen out of love with them or have your circumstances changed and need something that better suits you? I can assist you to refinance and move.
First Home Buyers
My specialty is in assisting first home buyers and helping them get into the property market and by having access to over 35 lenders, there are multiple solutions to achieve this! There are different methods of how to get into that property you want so badly and often what won’t work at your bank or lender will work at another bank and this is the value I provide as a broker.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Help more clients turn their financial resolutions to reality
I get an influx of clients with optimism and determination booking appointments at the start of every year. They plan to buy an investment property, or set up their children with their first property, and couples start getting serious about the first home purchase. You likely get the same sort of enquiry at the beginning of every year. Clients who have had time to reflect and plan over the festive break, and come back in January with goals. Research shows that around half of us make a New Year's resolution but only 12 per cent stick to it.
Did the new year renew your client’s property ambitions?
What a difference a year makes. When we reflect on housing and lending in 2019 there is a theme of uncertainty. The property market took a downward turn, and financial institutions got hauled before the public to explain a myriad of practices that subsequently caused the regulator to impose stricter rules on investor and interest-only loans. The confluence of these two factors injected concern into the minds of buyers and borrowers. But much has changed since then and subsequently borrower sentiment and determination to enter the market has re-emerged.
Goal setting vs goal kicking: five ways to win in 2020
It’s a new year! So, you’re going to be thinking about how you want this year to be an improvement on the last. I have some home truths for you. Some things you need to hear. Half of us in Australia set new year’s resolutions, but only 12 per cent of us stick to them. So, as a valued client of mine, I want you to know how to not just goal SET for 2020, but how to follow through and KICK goals too. We’re going to do this. You ready?