Compare Home Loans

Compare our lowest home loan rates & repayments. Today's top deals from 30+ banks and specialty lenders.

Fixed Rates Variable Rates Low Deposit Loans Offset + Redraw Loans Compare Big4 Banks

Loan Amount

Loan term

Features

Loan use

Lenders

Financial documents

Interest type with duration

Max lvr

Low Repayments

Back to Basics Variable Loan Better Together Bundle

Offset Account
Redraw Available
Credit Card
Borrow up to 90%

3.68%

p.a. variable
3.68%

p.a. Comparison
$1,786

per month*

$1,786

per month*

Back to Basics Variable Loan Better Together Bundle

3.68%

Per annum variable
3.68%

Per annum Comparison**

Offset + Redraw

Homeloans Optima

Offset Account
Redraw Available
Credit Card
Borrow up to 80%

3.78%

p.a. variable
3.87%

p.a. Comparison
$1,822

per month*

$1,822

per month*

Homeloans Optima

3.78%

Per annum variable
3.87%

Per annum Comparison**

Major Lender

Base Variable Rate Special Offer

Offset Account
Redraw Available
Credit Card
Borrow up to 80%

3.98%

p.a. variable
3.99%

p.a. Comparison
$1,844

per month*

$1,844

per month*

Base Variable Rate Special Offer

3.98%

Per annum variable
3.99%

Per annum Comparison**

Lender

Loan Details

Repayments

Back to Basics Variable Loan Better Together Bundle
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
- 3.68%
  
  p.a. variable
- 3.68%
  
  p.a. Comparison
- $1,786
  
  per month*
Advance Discounted Special 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.67%
  
  p.a. variable
- 3.74%
  
  p.a. Comparison
- $1,794
  
  per month*
Flexible Home Loan 2 Year Fixed 90%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
- 3.74%
  
  p.a. fixed
- 5.08%
  
  p.a. Comparison
- $1,798
  
  per month*
Flexible Home Loan 2 Year Fixed 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.74%
  
  p.a. fixed
- 4.83%
  
  p.a. Comparison
- $1,798
  
  per month*
Flexible Home Loan 2 Year Fixed 90%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
- 3.74%
  
  p.a. fixed
- 5.08%
  
  p.a. Comparison
- $1,798
  
  per month*
Basic Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.79%
  
  p.a. variable
- 3.80%
  
  p.a. Comparison
- $1,807
  
  per month*
Enhance Discounted Special 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.79%
  
  p.a. variable
- 3.81%
  
  p.a. Comparison
- $1,807
  
  per month*
Enhance Std Variable 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.79%
  
  p.a. variable
- 3.81%
  
  p.a. Comparison
- $1,807
  
  per month*
Basic Home Loan Promotional
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
- 3.80%
  
  p.a. variable
- 3.80%
  
  p.a. Comparison
- $1,809
  
  per month*
Basic Home Loan Promotional
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
- 3.80%
  
  p.a. variable
- 3.80%
  
  p.a. Comparison
- $1,809
  
  per month*
Basic Home Loan Promotional
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
- 3.80%
  
  p.a. variable
- 3.80%
  
  p.a. Comparison
- $1,809
  
  per month*
Homeloans FlexiChoice Prime Standard
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.84%
  
  p.a. variable
- 3.85%
  
  p.a. Comparison
- $1,817
  
  per month*
Variable Rate Loan SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.79%
  
  p.a. variable
- 3.85%
  
  p.a. Comparison
- $1,817
  
  per month*
Firstmac Vital 80
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.84%
  
  p.a. variable
- 3.86%
  
  p.a. Comparison
- $1,817
  
  per month*
Basic Flyer Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.84%
  
  p.a. variable
- 3.85%
  
  p.a. Comparison
- $1,817
  
  per month*
Home Package Plus 1 Year Fixed SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
- 3.69%
  
  p.a. fixed
- 4.49%
  
  p.a. Comparison
- $1,819
  
  per month*
Homeloans Optima
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.78%
  
  p.a. variable
- 3.87%
  
  p.a. Comparison
- $1,822
  
  per month*
Homeloans Ultra Plus 80
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.82%
  
  p.a. variable
- 3.88%
  
  p.a. Comparison
- $1,823
  
  per month*
Basic Home Loan Fixed 1 Year
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
- 3.88%
  
  p.a. fixed
- 3.99%
  
  p.a. Comparison
- $1,824
  
  per month*
Basic Home Loan Fixed 2 Years
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
- 3.88%
  
  p.a. fixed
- 4.15%
  
  p.a. Comparison
- $1,824
  
  per month*
Basic Home Loan Fixed 2 Years
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
- 3.88%
  
  p.a. fixed
- 3.98%
  
  p.a. Comparison
- $1,824
  
  per month*
Basic Home Loan Fixed 1 Year
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.88%
  
  p.a. fixed
- 3.81%
  
  p.a. Comparison
- $1,824
  
  per month*
Basic Home Loan Fixed 2 Years
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.88%
  
  p.a. fixed
- 3.81%
  
  p.a. Comparison
- $1,824
  
  per month*
Basic Home Loan Fixed 1 Year
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
- 3.88%
  
  p.a. fixed
- 4.17%
  
  p.a. Comparison
- $1,824
  
  per month*
Fixed Rate Loan 3 Yrs
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
- 3.89%
  
  p.a. fixed
- 3.94%
  
  p.a. Comparison
- $1,826
  
  per month*

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*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

Variable rate loans show the monthly repayments at the current rate.
Fixed rate loans show the monthly repayment during the fixed period only.
Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
Cost savings such as fee waivers or special rate discounts.
Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
Government charges such as stamp duty or mortgage registration fees.
Fees and charges which aren’t available at the time the comparison rate is provided