Compare 5 Year Fixed Rate Home Loans

Compare our lowest 5 year fixed rate home loan rates & repayments. Today's top deals from 30+ banks and specialty lenders.


These home loans let you lock in an interest rate so that you have set monthly repayments for the first five years of the Loan.

Compare All Fixed Rate Home Loans

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Advantage Package 5 Yr Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.44%
      p.a. Comparison
    • $1,851
      per month*
  2. Advantage Home Loan Package 5 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.48%
      p.a. Comparison
    • $1,851
      per month*
  3. Advantage Package 5 Yrs Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.49%
      p.a. Comparison
    • $1,851
      per month*
  4. Premier Advantage Fixed Options Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.42%
      p.a. Comparison
    • $1,851
      per month*
  5. Fixed Rate Home Loan 5 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.00%
      p.a. fixed
    • 4.83%
      p.a. Comparison
    • $1,857
      per month*
  6. Fixed Rate Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.00%
      p.a. fixed
    • 4.88%
      p.a. Comparison
    • $1,857
      per month*
  7. Fixed Rate Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.00%
      p.a. fixed
    • 4.88%
      p.a. Comparison
    • $1,857
      per month*
  8. Fixed Options Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.05%
      p.a. fixed
    • 4.88%
      p.a. Comparison
    • $1,865
      per month*
  9. MAV Package Fixed Rate 5 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.99%
      p.a. fixed
    • 4.40%
      p.a. Comparison
    • $1,878
      per month*
  10. MAV Package Fixed Rate 5 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 3.99%
      p.a. fixed
    • 4.43%
      p.a. Comparison
    • $1,878
      per month*
  11. MAV Package Fixed Rate 5 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.99%
      p.a. fixed
    • 4.55%
      p.a. Comparison
    • $1,878
      per month*
  12. Homeloans Optima 5 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.18%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,882
      per month*
  13. Homeloans Optima 5 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.18%
      p.a. fixed
    • 4.10%
      p.a. Comparison
    • $1,882
      per month*
  14. Homeloans Optima 5 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.18%
      p.a. fixed
    • 4.17%
      p.a. Comparison
    • $1,882
      per month*
  15. Fixed Rate Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.14%
      p.a. fixed
    • 4.88%
      p.a. Comparison
    • $1,883
      per month*
  16. Basic Home Loan Fixed 5 Years up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.19%
      p.a. fixed
    • 4.19%
      p.a. Comparison
    • $1,884
      per month*
  17. Basic Home Loan Fixed 5 Years up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.19%
      p.a. fixed
    • 4.00%
      p.a. Comparison
    • $1,884
      per month*
  18. Basic Home Loan Fixed 5 Years up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.19%
      p.a. fixed
    • 4.13%
      p.a. Comparison
    • $1,884
      per month*
  19. Basic Flyer Home Loan Fixed 5 Years up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.24%
      p.a. fixed
    • 4.18%
      p.a. Comparison
    • $1,894
      per month*
  20. Basic Flyer Home Loan Fixed 5 Years up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.24%
      p.a. fixed
    • 4.24%
      p.a. Comparison
    • $1,894
      per month*
  21. Basic Flyer Home Loan Fixed 5 Years up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.24%
      p.a. fixed
    • 4.05%
      p.a. Comparison
    • $1,894
      per month*
  22. Advantage Package Portfolio 5 Yrs Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.09%
      p.a. fixed
    • 4.74%
      p.a. Comparison
    • $1,898
      per month*
  23. Advantage Home Loan Package Portfolio 5 Years Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.09%
      p.a. fixed
    • 4.78%
      p.a. Comparison
    • $1,898
      per month*
  24. Advantage Package Portfolio 5 Yrs Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.09%
      p.a. fixed
    • 4.78%
      p.a. Comparison
    • $1,898
      per month*
  25. Portfolio Loan Fixed 5 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.24%
      p.a. fixed
    • 5.27%
      p.a. Comparison
    • $1,908
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided