Compare Construction Loans
Compare today's lowest construction loan rates & repayments from 30+ banks and specialty lenders
There's a big difference between financing for a build and financing to buy an established home. The following loans are specifically designed to accommodate the needs of construction.
Fixed Rates Variable Rates Low Deposit Loans Offset + Redraw Loans
Compare Big4 Banks
Low Repayments
Advance Discounted Special 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.67%p.a. variable
-
3.73%p.a. Comparison
-
$1,794per month*
$1,794
per month*
Advance Discounted Special 80%
Offset + Redraw
Homeloans Optima
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.81%p.a. variable
-
3.90%p.a. Comparison
-
$1,827per month*
$1,827
per month*
Homeloans Optima
Major Lender
Simplicity Plus
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
4.03%p.a. variable
-
4.04%p.a. Comparison
-
$1,853per month*
$1,853
per month*
Simplicity Plus
Lender
Loan Details
Interest
Comparison
Repayments
-
Advance Discounted Special 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.67%p.a. variable
-
3.73%p.a. Comparison
-
$1,794per month*
-
Back to Basics Variable Loan Better Together Bundle
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.78%p.a. variable
-
3.78%p.a. Comparison
-
$1,805per month*
-
Variable Rate Loan SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.74%p.a. variable
-
3.80%p.a. Comparison
-
$1,808per month*
-
Homeloans Ultra Plus 80
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.77%p.a. variable
-
3.83%p.a. Comparison
-
$1,813per month*
-
Basic Flyer Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.89%p.a. variable
-
3.90%p.a. Comparison
-
$1,826per month*
-
Homeloans Optima
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.81%p.a. variable
-
3.90%p.a. Comparison
-
$1,827per month*
-
1 Year Fixed Rate
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.89%p.a. fixed
-
5.09%p.a. Comparison
-
$1,834per month*
-
Variable Rate Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.89%p.a. variable
-
3.95%p.a. Comparison
-
$1,836per month*
-
Basic Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.94%p.a. variable
-
3.95%p.a. Comparison
-
$1,836per month*
-
Variable Rate Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.89%p.a. variable
-
3.95%p.a. Comparison
-
$1,836per month*
-
Firstmac Construction 80
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.94%p.a. variable
-
3.96%p.a. Comparison
-
$1,836per month*
-
Basic Flyer Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.99%p.a. variable
-
4.00%p.a. Comparison
-
$1,845per month*
-
Discount Variable Rate Special Rate
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.99%p.a. variable
-
4.01%p.a. Comparison
-
$1,845per month*
-
Homeloans Optima
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.91%p.a. variable
-
4.00%p.a. Comparison
-
$1,847per month*
-
Offset Home Loan Package
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.84%p.a. variable
-
4.01%p.a. Comparison
-
$1,850per month*
-
Simplicity Plus
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
4.03%p.a. variable
-
4.04%p.a. Comparison
-
$1,853per month*
-
Back to Basics Variable Loan Better Together Bundle
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
4.03%p.a. variable
-
4.03%p.a. Comparison
-
$1,853per month*
-
2 Year Fixed Rate
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.99%p.a. fixed
-
5.01%p.a. Comparison
-
$1,853per month*
-
Home Advantage 1 Year Fixed
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.89%p.a. fixed
-
4.22%p.a. Comparison
-
$1,855per month*
-
Breakfree Fixed Rate Home Loan 2 Yr
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.88%p.a. fixed
-
4.48%p.a. Comparison
-
$1,857per month*
-
Premier Advantage Fixed Options Home Loan 2 Yrs
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.88%p.a. fixed
-
4.51%p.a. Comparison
-
$1,857per month*
-
Breakfree Fixed Rate Home Loan 2 Yr
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.88%p.a. fixed
-
4.52%p.a. Comparison
-
$1,857per month*
-
Premier Advantage Fixed Rate Investment Loan 2 Yrs
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.88%p.a. fixed
-
4.96%p.a. Comparison
-
$1,857per month*
-
Home Package Plus Standard Variable SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.89%p.a. variable
-
4.05%p.a. Comparison
-
$1,857per month*
-
Home Package Plus Standard Variable FHB SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.89%p.a. variable
-
4.05%p.a. Comparison
-
$1,857per month*