Compare Construction Loans
Compare today's lowest construction loan rates & repayments from 30+ banks and specialty lenders
There's a big difference between financing for a build and financing to buy an established home. The following loans are specifically designed to accommodate the needs of construction.
Fixed Rates Variable Rates Low Deposit Loans Offset + Redraw Loans
Compare Big4 Banks
Low Repayments
Back to Basics Variable Loan Better Together Bundle
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.68%p.a. variable
-
3.68%p.a. Comparison
-
$1,786per month*
$1,786
per month*
Back to Basics Variable Loan Better Together Bundle
Offset + Redraw
Homeloans Optima
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.78%p.a. variable
-
3.87%p.a. Comparison
-
$1,822per month*
$1,822
per month*
Homeloans Optima
Major Lender
Extra Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.99%p.a. variable
-
3.99%p.a. Comparison
-
$1,845per month*
$1,845
per month*
Extra Home Loan
Lender
Loan Details
Interest
Comparison
Repayments
-
Back to Basics Variable Loan Better Together Bundle
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.68%p.a. variable
-
3.68%p.a. Comparison
-
$1,786per month*
-
Advance Discounted Special 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.67%p.a. variable
-
3.74%p.a. Comparison
-
$1,794per month*
-
Enhance Discounted Special 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.81%p.a. Comparison
-
$1,807per month*
-
Enhance Std Variable 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.81%p.a. Comparison
-
$1,807per month*
-
Enhance Std Variable 80%
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.81%p.a. Comparison
-
$1,807per month*
-
Variable Rate Loan SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.85%p.a. Comparison
-
$1,817per month*
-
Basic Flyer Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.84%p.a. variable
-
3.85%p.a. Comparison
-
$1,817per month*
-
Homeloans Optima
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.78%p.a. variable
-
3.87%p.a. Comparison
-
$1,822per month*
-
Homeloans Ultra Plus 80
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.82%p.a. variable
-
3.88%p.a. Comparison
-
$1,823per month*
-
Back to Basics Variable Loan Better Together Bundle
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.93%p.a. variable
-
3.93%p.a. Comparison
-
$1,834per month*
-
1 Year Fixed Rate
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.89%p.a. fixed
-
5.09%p.a. Comparison
-
$1,834per month*
-
Firstmac Construction 80
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.94%p.a. variable
-
3.96%p.a. Comparison
-
$1,836per month*
-
Variable Rate Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.89%p.a. variable
-
3.95%p.a. Comparison
-
$1,836per month*
-
Variable Rate Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.89%p.a. variable
-
3.95%p.a. Comparison
-
$1,836per month*
-
Home Package Plus Standard Variable FHB SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.79%p.a. variable
-
3.95%p.a. Comparison
-
$1,838per month*
-
Home Package Plus Standard Variable SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.79%p.a. variable
-
3.95%p.a. Comparison
-
$1,838per month*
-
Home Package Plus Standard Variable FHB SPECIAL
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 95%
-
3.79%p.a. variable
-
3.95%p.a. Comparison
-
$1,838per month*
-
Complete Variable Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 90%
-
3.79%p.a. variable
-
3.96%p.a. Comparison
-
$1,840per month*
-
Flexible Home Loan with Member Package
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.96%p.a. Comparison
-
$1,840per month*
-
Flexible Home Loan with Member Package
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.96%p.a. Comparison
-
$1,840per month*
-
Offset Home Loan Package
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.97%p.a. Comparison
-
$1,840per month*
-
Complete Variable Home Loan
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.79%p.a. variable
-
3.96%p.a. Comparison
-
$1,840per month*
-
Homeloans Optima 1 Year Fixed
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.88%p.a. fixed
-
3.88%p.a. Comparison
-
$1,841per month*
-
Homeloans Optima 3 Year Fixed
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.88%p.a. fixed
-
3.89%p.a. Comparison
-
$1,841per month*
-
Homeloans Optima 2 Year Fixed
- Offset Account
- Redraw Available
- Credit Card
- Borrow up to 80%
-
3.88%p.a. fixed
-
3.89%p.a. Comparison
-
$1,841per month*