Compare Fixed Rate Home Loans

Compare our lowest fixed rate home loan rates & repayments. Today's top deals from 30+ banks and specialty lenders.

Fixed Rate Home Loans that let you lock in an interest rate so that you have a set monthly repayments for a fixed period of time - 1 Year, 2 Years, 3 Years, 4 Years, 5 Years.

Fixed rate home loans are good for anyone who wants certainty about their monthly repayments and likes being able to budget around a set amount. The downside is that fixed loans have less flexible features which may make it harder or more expensive to sell when you want, renovate or make extra repayments.

Also consider Variable Rate Home Loans or Compare All Home Loan Rates & Repayments

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Loan Details

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided